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Consolidated Statements Of Income - USD ($)
$ in Thousands
3 Months Ended
Mar. 31, 2016
Mar. 31, 2015
Interest income    
Loans, including fees $ 8,088 $ 7,376
Interest and dividends on investments:    
Taxable interest 575 636
Tax exempt interest 367 408
Dividend income 6 51
Deposits and obligations of other banks 62 55
Total interest income 9,098 8,526
Interest expense    
Deposits 543 641
Short-term borrowings 2  
Total interest expense 545 641
Net interest income 8,553 7,885
Provision for loan losses 300 325
Net interest income after provision for loan losses 8,253 7,560
Noninterest income    
Investment and trust services fees 1,253 1,263
Loan service charges 226 182
Deposit service charges and fees 578 490
Other service charges and fees 303 296
Debit card income 347 318
Increase in cash surrender value of life insurance 135 139
Net (loss) gain on sale of other real estate owned (8) 32
OTTI losses on debt securities (20) (20)
Gain on conversion of investment security   728
Securities gains 1  
Other 138 224
Total noninterest income 2,953 3,652
Noninterest expense    
Salaries and employee benefits 4,370 4,083
Ocupancy, net 600 615
Furniture and equipment 216 231
Advertising 282 188
Legal and professional 297 296
Data processing 497 467
Pennsylvania bank shares tax 237 196
Intangible amortization   90
FDIC insurance 157 148
ATM/debit card processing 228 187
Foreclosed real estate 63 12
Telecommunications 118 117
Other 730 859
Total noninterest expense 7,795 7,489
Income before federal income taxes 3,411 3,723
Federal income tax expense 685 839
Net income $ 2,726 $ 2,884
Per share    
Basic earnings per share $ 0.64 $ 0.68
Diluted earnings per share 0.64 0.68
Cash dividends declared $ 0.19 $ 0.17