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Consolidated Balance Sheets - USD ($)
$ in Thousands
Dec. 31, 2015
Dec. 31, 2014
Assets    
Cash and due from banks $ 20,664 $ 14,258
Interest-bearing deposits in other banks 18,502 34,335
Total cash and cash equivalents 39,166 48,593
Investment securities available for sale, at fair value 159,473 171,751
Restricted stock 782 438
Loans held for sale 461 389
Loans 782,016 726,531
Allowance for loan losses (10,086) (9,111)
Net Loans 771,930 717,420
Premises and equipment, net 14,759 15,046
Bank owned life insurance 22,364 22,098
Goodwill 9,016 9,016
Other intangible assets   181
Other real estate owned 6,451 3,666
Deferred tax assets, net 4,758 4,328
Other assets 6,135 8,522
Total assets 1,035,295 1,001,448
Deposits    
Noninterest-bearing checking 152,095 136,910
Money management, savings and interest checking 680,686 645,672
Time 85,731 98,599
Total Deposits 918,512 881,181
Securities sold under agreements to repurchase   9,079
Other liabilities 5,407 7,667
Total liabilities 923,919 897,927
Shareholders' equity    
Common stock, $1 par value per share,15,000,000 shares authorized with 4,659,319 shares issued and 4,275,879 shares outstanding at December 31, 2015 and 4,606,564 shares issued and 4,218,330 shares outstanding at December 31, 2014 $ 4,659 $ 4,607
Capital stock without par value, 5,000,000 shares authorized with no shares issued and outstanding
Additional paid-in capital $ 38,778 $ 37,504
Retained earnings 78,517 71,452
Accumulated other comprehensive loss (3,722) (3,100)
Treasury stock, 383,440 and 388,234 shares at cost at December 2015 and 2014, respectively (6,856) (6,942)
Total shareholders' equity 111,376 103,521
Total liabilities and shareholders' equity $ 1,035,295 $ 1,001,448