Loans (Tables)

6 Months Ended

Jun. 30, 2015

Loans [Abstract]

Schedule Of Loans Outstanding

						Change
(Dollars in thousands)	June 30, 2015		December 31, 2014			Amount	%
Residential Real Estate 1-4 Family
Consumer first liens	$	103,852	$	105,014	$	(1,162)	(1.1)
Consumer junior liens and lines of credit		39,915		38,132		1,783	4.7
Total consumer		143,767		143,146		621	0.4
Commercial first lien		60,438		56,300		4,138	7.3
Commercial junior liens and lines of credit		5,637		5,663		(26)	(0.5)
Total commercial		66,075		61,963		4,112	6.6
Total residential real estate 1-4 family		209,842		205,109		4,733	2.3
Residential real estate - construction
Consumer		1,736		1,627		109	6.7
Commercial		6,676		8,088		(1,412)	(17.5)
Total residential real estate construction		8,412		9,715		(1,303)	(13.4)
Commercial real estate		317,329		326,482		(9,153)	(2.8)
Commercial		192,224		179,071		13,153	7.3
Total commercial		509,553		505,553		4,000	0.8
Consumer		5,405		6,154		(749)	(12.2)
		733,212		726,531		6,681	0.9
Less: Allowance for loan losses		(9,450)		(9,111)		(339)	(3.7)
Net Loans	$	723,762	$	717,420	$	6,342	0.9
Included in the loan balances are the following:
Net unamortized deferred loan costs	$	169	$	(76)
Loans pledged as collateral for borrowings and commitments from:
FHLB	$	612,011	$	602,633
Federal Reserve Bank		54,844		56,367
	$	666,855	$	659,000