XML 69 R41.htm IDEA: XBRL DOCUMENT v2.4.1.9
Loans (Summary Of Loans Outstanding) (Details) (USD $)
In Thousands, unless otherwise specified
3 Months Ended
Mar. 31, 2015
Dec. 31, 2014
Mar. 31, 2014
Dec. 31, 2013
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Loans $ 722,958us-gaap_LoansAndLeasesReceivableGrossCarryingAmount $ 726,531us-gaap_LoansAndLeasesReceivableGrossCarryingAmount $ 726,058us-gaap_LoansAndLeasesReceivableGrossCarryingAmount  
Allowance for loan losses (9,210)us-gaap_LoansAndLeasesReceivableAllowance (9,111)us-gaap_LoansAndLeasesReceivableAllowance (9,745)us-gaap_LoansAndLeasesReceivableAllowance (9,702)us-gaap_LoansAndLeasesReceivableAllowance
Net Loans 713,748us-gaap_LoansAndLeasesReceivableNetReportedAmount 717,420us-gaap_LoansAndLeasesReceivableNetReportedAmount    
Change Amount (3,573)us-gaap_IncreaseDecreaseInFinanceReceivables      
Change % (0.50%)fraf_PercentageIncreaseDecreaseInFinancingReceivable      
Allowance for loan losses, Change Amount (99)us-gaap_FinancingReceivableAllowanceForCreditLossesPeriodIncreaseDecrease      
Allowance for loan losses, Change % 1.10%fraf_FinancingReceivableAllowanceForCreditLossesPeriodIncreaseDecreasePercentage      
Net Loans, Change Amount (3,672)fraf_LoansAndLeasesReceivableNetReportedAmountPeriodIncreaseDecrease      
Net Loans, Change % (0.50%)fraf_LoansAndLeasesReceivableNetReportedAmountPeriodIncreaseDecreasePercentage      
Net unamortized deferred loan costs (fees) 42us-gaap_DeferredFinanceCostsNet (76)us-gaap_DeferredFinanceCostsNet    
Loans pledged as collateral for borrowings and commitments from: FHLB 604,784us-gaap_PledgedAssetsSeparatelyReportedLoansPledgedForFederalHomeLoanBankAtFairValue 602,633us-gaap_PledgedAssetsSeparatelyReportedLoansPledgedForFederalHomeLoanBankAtFairValue    
Loans pledged as collateral for borrowings and commitments from :Federal Reserve Bank 55,657us-gaap_PledgedAssetsSeparatelyReportedLoansPledgedAsCollateralAtFairValue 56,367us-gaap_PledgedAssetsSeparatelyReportedLoansPledgedAsCollateralAtFairValue    
Total loans pledged as collateral 660,441us-gaap_LoansPledgedAsCollateral 659,000us-gaap_LoansPledgedAsCollateral    
Residential Real Estate 1-4 Family Consumer First Liens [Member]        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Loans 104,949us-gaap_LoansAndLeasesReceivableGrossCarryingAmount
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= fraf_FirstLiensMember
105,014us-gaap_LoansAndLeasesReceivableGrossCarryingAmount
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= fraf_FirstLiensMember
   
Change Amount (65)us-gaap_IncreaseDecreaseInFinanceReceivables
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= fraf_FirstLiensMember
     
Change % (0.10%)fraf_PercentageIncreaseDecreaseInFinancingReceivable
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= fraf_FirstLiensMember
     
Residential Real Estate 1-4 Family Consumer Junior Liens And Lines Of Credit [Member]        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Loans 37,699us-gaap_LoansAndLeasesReceivableGrossCarryingAmount
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= fraf_JuniorLiensAndLinesOfCreditMember
38,132us-gaap_LoansAndLeasesReceivableGrossCarryingAmount
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= fraf_JuniorLiensAndLinesOfCreditMember
   
Change Amount (433)us-gaap_IncreaseDecreaseInFinanceReceivables
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= fraf_JuniorLiensAndLinesOfCreditMember
     
Change % (1.10%)fraf_PercentageIncreaseDecreaseInFinancingReceivable
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= fraf_JuniorLiensAndLinesOfCreditMember
     
Residential Real Estate 1-4 Family Consumer [Member]        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Loans 142,648us-gaap_LoansAndLeasesReceivableGrossCarryingAmount
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= fraf_ConsumerRealEstatePortfolioSegmentMember
143,146us-gaap_LoansAndLeasesReceivableGrossCarryingAmount
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= fraf_ConsumerRealEstatePortfolioSegmentMember
   
Change Amount (498)us-gaap_IncreaseDecreaseInFinanceReceivables
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= fraf_ConsumerRealEstatePortfolioSegmentMember
     
Change % (0.30%)fraf_PercentageIncreaseDecreaseInFinancingReceivable
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= fraf_ConsumerRealEstatePortfolioSegmentMember
     
Residential Real Estate 1-4 Family Commercial first lien [Member]        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Loans 56,345us-gaap_LoansAndLeasesReceivableGrossCarryingAmount
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= fraf_ResidentialRealEstate14FamilyCommercialFirstLienMember
56,300us-gaap_LoansAndLeasesReceivableGrossCarryingAmount
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= fraf_ResidentialRealEstate14FamilyCommercialFirstLienMember
   
Change Amount 45us-gaap_IncreaseDecreaseInFinanceReceivables
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= fraf_ResidentialRealEstate14FamilyCommercialFirstLienMember
     
Change % 0.10%fraf_PercentageIncreaseDecreaseInFinancingReceivable
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= fraf_ResidentialRealEstate14FamilyCommercialFirstLienMember
     
Residential Real Estate 1-4 Family Commercial junior liens and lines of credit [Member]        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Loans 5,556us-gaap_LoansAndLeasesReceivableGrossCarryingAmount
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= fraf_ResidentialRealEstate14FamilyCommercialJuniorLiensAndLinesOfCreditMember
5,663us-gaap_LoansAndLeasesReceivableGrossCarryingAmount
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= fraf_ResidentialRealEstate14FamilyCommercialJuniorLiensAndLinesOfCreditMember
   
Change Amount (107)us-gaap_IncreaseDecreaseInFinanceReceivables
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= fraf_ResidentialRealEstate14FamilyCommercialJuniorLiensAndLinesOfCreditMember
     
Change % (1.90%)fraf_PercentageIncreaseDecreaseInFinancingReceivable
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= fraf_ResidentialRealEstate14FamilyCommercialJuniorLiensAndLinesOfCreditMember
     
Residential Real Estate 1-4 Family Commercial [Member]        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Loans 61,901us-gaap_LoansAndLeasesReceivableGrossCarryingAmount
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= fraf_ResidentialCommercialRealEstateMember
61,963us-gaap_LoansAndLeasesReceivableGrossCarryingAmount
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= fraf_ResidentialCommercialRealEstateMember
   
Change Amount (62)us-gaap_IncreaseDecreaseInFinanceReceivables
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= fraf_ResidentialCommercialRealEstateMember
     
Change % (0.10%)fraf_PercentageIncreaseDecreaseInFinancingReceivable
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= fraf_ResidentialCommercialRealEstateMember
     
Residential Real Estate 1-4 Family [Member]        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Loans 204,549us-gaap_LoansAndLeasesReceivableGrossCarryingAmount
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_ResidentialRealEstateMember
205,109us-gaap_LoansAndLeasesReceivableGrossCarryingAmount
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_ResidentialRealEstateMember
   
Change Amount (560)us-gaap_IncreaseDecreaseInFinanceReceivables
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_ResidentialRealEstateMember
     
Change % (0.30%)fraf_PercentageIncreaseDecreaseInFinancingReceivable
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_ResidentialRealEstateMember
     
Residential Real Estate- Construction Consumer [Member]        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Loans 1,312us-gaap_LoansAndLeasesReceivableGrossCarryingAmount
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= fraf_ResidentialRealEstateConstructionConsumerPurposeMember
1,627us-gaap_LoansAndLeasesReceivableGrossCarryingAmount
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= fraf_ResidentialRealEstateConstructionConsumerPurposeMember
   
Change Amount (315)us-gaap_IncreaseDecreaseInFinanceReceivables
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= fraf_ResidentialRealEstateConstructionConsumerPurposeMember
     
Change % (19.40%)fraf_PercentageIncreaseDecreaseInFinancingReceivable
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= fraf_ResidentialRealEstateConstructionConsumerPurposeMember
     
Residential Real Estate- Construction Commercial [Member]        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Loans 8,371us-gaap_LoansAndLeasesReceivableGrossCarryingAmount
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= fraf_ResidentialRealEstateConstructionCommercialPurposeMember
8,088us-gaap_LoansAndLeasesReceivableGrossCarryingAmount
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= fraf_ResidentialRealEstateConstructionCommercialPurposeMember
   
Change Amount 283us-gaap_IncreaseDecreaseInFinanceReceivables
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= fraf_ResidentialRealEstateConstructionCommercialPurposeMember
     
Change % 3.50%fraf_PercentageIncreaseDecreaseInFinancingReceivable
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= fraf_ResidentialRealEstateConstructionCommercialPurposeMember
     
Residential Real Estate - Construction [Member]        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Loans 9,683us-gaap_LoansAndLeasesReceivableGrossCarryingAmount
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= fraf_ResidentialRealEstateConstructionFinancingReceivableMember
9,715us-gaap_LoansAndLeasesReceivableGrossCarryingAmount
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= fraf_ResidentialRealEstateConstructionFinancingReceivableMember
11,753us-gaap_LoansAndLeasesReceivableGrossCarryingAmount
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= fraf_ResidentialRealEstateConstructionFinancingReceivableMember
 
Allowance for loan losses (263)us-gaap_LoansAndLeasesReceivableAllowance
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= fraf_ResidentialRealEstateConstructionFinancingReceivableMember
(226)us-gaap_LoansAndLeasesReceivableAllowance
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= fraf_ResidentialRealEstateConstructionFinancingReceivableMember
(374)us-gaap_LoansAndLeasesReceivableAllowance
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= fraf_ResidentialRealEstateConstructionFinancingReceivableMember
(291)us-gaap_LoansAndLeasesReceivableAllowance
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= fraf_ResidentialRealEstateConstructionFinancingReceivableMember
Change Amount (32)us-gaap_IncreaseDecreaseInFinanceReceivables
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= fraf_ResidentialRealEstateConstructionFinancingReceivableMember
     
Change % (0.30%)fraf_PercentageIncreaseDecreaseInFinancingReceivable
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= fraf_ResidentialRealEstateConstructionFinancingReceivableMember
     
Commercial Real Estate [Member]        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Loans 323,675us-gaap_LoansAndLeasesReceivableGrossCarryingAmount
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_CommercialRealEstatePortfolioSegmentMember
326,482us-gaap_LoansAndLeasesReceivableGrossCarryingAmount
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_CommercialRealEstatePortfolioSegmentMember
322,450us-gaap_LoansAndLeasesReceivableGrossCarryingAmount
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_CommercialRealEstatePortfolioSegmentMember
 
Allowance for loan losses (5,600)us-gaap_LoansAndLeasesReceivableAllowance
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_CommercialRealEstatePortfolioSegmentMember
(5,417)us-gaap_LoansAndLeasesReceivableAllowance
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_CommercialRealEstatePortfolioSegmentMember
(5,509)us-gaap_LoansAndLeasesReceivableAllowance
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_CommercialRealEstatePortfolioSegmentMember
(5,571)us-gaap_LoansAndLeasesReceivableAllowance
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_CommercialRealEstatePortfolioSegmentMember
Change Amount (2,807)us-gaap_IncreaseDecreaseInFinanceReceivables
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_CommercialRealEstatePortfolioSegmentMember
     
Change % (0.90%)fraf_PercentageIncreaseDecreaseInFinancingReceivable
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_CommercialRealEstatePortfolioSegmentMember
     
Commercial [Member]        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Loans 179,408us-gaap_LoansAndLeasesReceivableGrossCarryingAmount
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_CommercialPortfolioSegmentMember
179,071us-gaap_LoansAndLeasesReceivableGrossCarryingAmount
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_CommercialPortfolioSegmentMember
178,986us-gaap_LoansAndLeasesReceivableGrossCarryingAmount
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_CommercialPortfolioSegmentMember
 
Allowance for loan losses (1,628)us-gaap_LoansAndLeasesReceivableAllowance
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_CommercialPortfolioSegmentMember
(1,773)us-gaap_LoansAndLeasesReceivableAllowance
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_CommercialPortfolioSegmentMember
(2,309)us-gaap_LoansAndLeasesReceivableAllowance
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_CommercialPortfolioSegmentMember
(2,306)us-gaap_LoansAndLeasesReceivableAllowance
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_CommercialPortfolioSegmentMember
Change Amount 337us-gaap_IncreaseDecreaseInFinanceReceivables
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_CommercialPortfolioSegmentMember
     
Change % 0.20%fraf_PercentageIncreaseDecreaseInFinancingReceivable
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_CommercialPortfolioSegmentMember
     
Total Commercial [Member]        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Loans 503,083us-gaap_LoansAndLeasesReceivableGrossCarryingAmount
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= fraf_TotalCommercialMember
505,553us-gaap_LoansAndLeasesReceivableGrossCarryingAmount
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= fraf_TotalCommercialMember
   
Change Amount (2,470)us-gaap_IncreaseDecreaseInFinanceReceivables
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= fraf_TotalCommercialMember
     
Change % (0.50%)fraf_PercentageIncreaseDecreaseInFinancingReceivable
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= fraf_TotalCommercialMember
     
Consumer [Member]        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Loans 5,643us-gaap_LoansAndLeasesReceivableGrossCarryingAmount
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_ConsumerPortfolioSegmentMember
6,154us-gaap_LoansAndLeasesReceivableGrossCarryingAmount
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_ConsumerPortfolioSegmentMember
7,816us-gaap_LoansAndLeasesReceivableGrossCarryingAmount
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_ConsumerPortfolioSegmentMember
 
Allowance for loan losses (125)us-gaap_LoansAndLeasesReceivableAllowance
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_ConsumerPortfolioSegmentMember
(136)us-gaap_LoansAndLeasesReceivableAllowance
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_ConsumerPortfolioSegmentMember
(144)us-gaap_LoansAndLeasesReceivableAllowance
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_ConsumerPortfolioSegmentMember
(148)us-gaap_LoansAndLeasesReceivableAllowance
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_ConsumerPortfolioSegmentMember
Change Amount $ (511)us-gaap_IncreaseDecreaseInFinanceReceivables
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_ConsumerPortfolioSegmentMember
     
Change % (8.30%)fraf_PercentageIncreaseDecreaseInFinancingReceivable
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_ConsumerPortfolioSegmentMember