XML 84 R65.htm IDEA: XBRL DOCUMENT v2.4.1.9
Loan Quality (Internal Credit Rating For The Loan Portfolio) (Details) (USD $)
In Thousands, unless otherwise specified
Dec. 31, 2014
Dec. 31, 2013
Financing Receivable, Allowance for Credit Losses [Line Items]    
Loans and Leases Receivable, Gross, Carrying Amount $ 726,531us-gaap_LoansAndLeasesReceivableGrossCarryingAmount $ 723,413us-gaap_LoansAndLeasesReceivableGrossCarryingAmount
Pass [Member]    
Financing Receivable, Allowance for Credit Losses [Line Items]    
Loans and Leases Receivable, Gross, Carrying Amount 686,079us-gaap_LoansAndLeasesReceivableGrossCarryingAmount
/ us-gaap_InternalCreditAssessmentAxis
= us-gaap_PassMember
647,134us-gaap_LoansAndLeasesReceivableGrossCarryingAmount
/ us-gaap_InternalCreditAssessmentAxis
= us-gaap_PassMember
Special Mention [Member]    
Financing Receivable, Allowance for Credit Losses [Line Items]    
Loans and Leases Receivable, Gross, Carrying Amount 17,939us-gaap_LoansAndLeasesReceivableGrossCarryingAmount
/ us-gaap_InternalCreditAssessmentAxis
= us-gaap_SpecialMentionMember
18,973us-gaap_LoansAndLeasesReceivableGrossCarryingAmount
/ us-gaap_InternalCreditAssessmentAxis
= us-gaap_SpecialMentionMember
Substandard [Member]    
Financing Receivable, Allowance for Credit Losses [Line Items]    
Loans and Leases Receivable, Gross, Carrying Amount 22,513us-gaap_LoansAndLeasesReceivableGrossCarryingAmount
/ us-gaap_InternalCreditAssessmentAxis
= us-gaap_SubstandardMember
57,306us-gaap_LoansAndLeasesReceivableGrossCarryingAmount
/ us-gaap_InternalCreditAssessmentAxis
= us-gaap_SubstandardMember
First Liens    
Financing Receivable, Allowance for Credit Losses [Line Items]    
Loans and Leases Receivable, Gross, Carrying Amount 161,314us-gaap_LoansAndLeasesReceivableGrossCarryingAmount
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= fraf_ResidentialRealEstateFirstLiensMember
162,039us-gaap_LoansAndLeasesReceivableGrossCarryingAmount
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= fraf_ResidentialRealEstateFirstLiensMember
First Liens | Pass [Member]    
Financing Receivable, Allowance for Credit Losses [Line Items]    
Loans and Leases Receivable, Gross, Carrying Amount 155,676us-gaap_LoansAndLeasesReceivableGrossCarryingAmount
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= fraf_ResidentialRealEstateFirstLiensMember
/ us-gaap_InternalCreditAssessmentAxis
= us-gaap_PassMember
150,762us-gaap_LoansAndLeasesReceivableGrossCarryingAmount
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= fraf_ResidentialRealEstateFirstLiensMember
/ us-gaap_InternalCreditAssessmentAxis
= us-gaap_PassMember
First Liens | Special Mention [Member]    
Financing Receivable, Allowance for Credit Losses [Line Items]    
Loans and Leases Receivable, Gross, Carrying Amount 1,919us-gaap_LoansAndLeasesReceivableGrossCarryingAmount
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= fraf_ResidentialRealEstateFirstLiensMember
/ us-gaap_InternalCreditAssessmentAxis
= us-gaap_SpecialMentionMember
3,653us-gaap_LoansAndLeasesReceivableGrossCarryingAmount
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= fraf_ResidentialRealEstateFirstLiensMember
/ us-gaap_InternalCreditAssessmentAxis
= us-gaap_SpecialMentionMember
First Liens | Substandard [Member]    
Financing Receivable, Allowance for Credit Losses [Line Items]    
Loans and Leases Receivable, Gross, Carrying Amount 3,719us-gaap_LoansAndLeasesReceivableGrossCarryingAmount
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= fraf_ResidentialRealEstateFirstLiensMember
/ us-gaap_InternalCreditAssessmentAxis
= us-gaap_SubstandardMember
7,624us-gaap_LoansAndLeasesReceivableGrossCarryingAmount
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= fraf_ResidentialRealEstateFirstLiensMember
/ us-gaap_InternalCreditAssessmentAxis
= us-gaap_SubstandardMember
Residential Real Estate Junior Liens & Lines of Credit [Member]    
Financing Receivable, Allowance for Credit Losses [Line Items]    
Loans and Leases Receivable, Gross, Carrying Amount 43,795us-gaap_LoansAndLeasesReceivableGrossCarryingAmount
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= fraf_ResidentialRealEstateJuniorLiensLinesOfCreditMember
40,575us-gaap_LoansAndLeasesReceivableGrossCarryingAmount
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= fraf_ResidentialRealEstateJuniorLiensLinesOfCreditMember
Residential Real Estate Junior Liens & Lines of Credit [Member] | Pass [Member]    
Financing Receivable, Allowance for Credit Losses [Line Items]    
Loans and Leases Receivable, Gross, Carrying Amount 43,559us-gaap_LoansAndLeasesReceivableGrossCarryingAmount
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= fraf_ResidentialRealEstateJuniorLiensLinesOfCreditMember
/ us-gaap_InternalCreditAssessmentAxis
= us-gaap_PassMember
40,102us-gaap_LoansAndLeasesReceivableGrossCarryingAmount
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= fraf_ResidentialRealEstateJuniorLiensLinesOfCreditMember
/ us-gaap_InternalCreditAssessmentAxis
= us-gaap_PassMember
Residential Real Estate Junior Liens & Lines of Credit [Member] | Special Mention [Member]    
Financing Receivable, Allowance for Credit Losses [Line Items]    
Loans and Leases Receivable, Gross, Carrying Amount 29us-gaap_LoansAndLeasesReceivableGrossCarryingAmount
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= fraf_ResidentialRealEstateJuniorLiensLinesOfCreditMember
/ us-gaap_InternalCreditAssessmentAxis
= us-gaap_SpecialMentionMember
66us-gaap_LoansAndLeasesReceivableGrossCarryingAmount
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= fraf_ResidentialRealEstateJuniorLiensLinesOfCreditMember
/ us-gaap_InternalCreditAssessmentAxis
= us-gaap_SpecialMentionMember
Residential Real Estate Junior Liens & Lines of Credit [Member] | Substandard [Member]    
Financing Receivable, Allowance for Credit Losses [Line Items]    
Loans and Leases Receivable, Gross, Carrying Amount 207us-gaap_LoansAndLeasesReceivableGrossCarryingAmount
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= fraf_ResidentialRealEstateJuniorLiensLinesOfCreditMember
/ us-gaap_InternalCreditAssessmentAxis
= us-gaap_SubstandardMember
407us-gaap_LoansAndLeasesReceivableGrossCarryingAmount
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= fraf_ResidentialRealEstateJuniorLiensLinesOfCreditMember
/ us-gaap_InternalCreditAssessmentAxis
= us-gaap_SubstandardMember
Residential Real Estate 1-4 Family [Member]    
Financing Receivable, Allowance for Credit Losses [Line Items]    
Loans and Leases Receivable, Gross, Carrying Amount 205,109us-gaap_LoansAndLeasesReceivableGrossCarryingAmount
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_ResidentialRealEstateMember
202,614us-gaap_LoansAndLeasesReceivableGrossCarryingAmount
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_ResidentialRealEstateMember
Residential Real Estate 1-4 Family [Member] | Pass [Member]    
Financing Receivable, Allowance for Credit Losses [Line Items]    
Loans and Leases Receivable, Gross, Carrying Amount 199,235us-gaap_LoansAndLeasesReceivableGrossCarryingAmount
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_ResidentialRealEstateMember
/ us-gaap_InternalCreditAssessmentAxis
= us-gaap_PassMember
190,864us-gaap_LoansAndLeasesReceivableGrossCarryingAmount
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_ResidentialRealEstateMember
/ us-gaap_InternalCreditAssessmentAxis
= us-gaap_PassMember
Residential Real Estate 1-4 Family [Member] | Special Mention [Member]    
Financing Receivable, Allowance for Credit Losses [Line Items]    
Loans and Leases Receivable, Gross, Carrying Amount 1,948us-gaap_LoansAndLeasesReceivableGrossCarryingAmount
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_ResidentialRealEstateMember
/ us-gaap_InternalCreditAssessmentAxis
= us-gaap_SpecialMentionMember
3,719us-gaap_LoansAndLeasesReceivableGrossCarryingAmount
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_ResidentialRealEstateMember
/ us-gaap_InternalCreditAssessmentAxis
= us-gaap_SpecialMentionMember
Residential Real Estate 1-4 Family [Member] | Substandard [Member]    
Financing Receivable, Allowance for Credit Losses [Line Items]    
Loans and Leases Receivable, Gross, Carrying Amount 3,926us-gaap_LoansAndLeasesReceivableGrossCarryingAmount
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_ResidentialRealEstateMember
/ us-gaap_InternalCreditAssessmentAxis
= us-gaap_SubstandardMember
8,031us-gaap_LoansAndLeasesReceivableGrossCarryingAmount
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_ResidentialRealEstateMember
/ us-gaap_InternalCreditAssessmentAxis
= us-gaap_SubstandardMember
Residential Real Estate - Construction [Member]    
Financing Receivable, Allowance for Credit Losses [Line Items]    
Loans and Leases Receivable, Gross, Carrying Amount 9,715us-gaap_LoansAndLeasesReceivableGrossCarryingAmount
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= fraf_ResidentialRealEstateConstructionFinancingReceivableMember
12,519us-gaap_LoansAndLeasesReceivableGrossCarryingAmount
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= fraf_ResidentialRealEstateConstructionFinancingReceivableMember
Residential Real Estate - Construction [Member] | Pass [Member]    
Financing Receivable, Allowance for Credit Losses [Line Items]    
Loans and Leases Receivable, Gross, Carrying Amount 8,784us-gaap_LoansAndLeasesReceivableGrossCarryingAmount
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= fraf_ResidentialRealEstateConstructionFinancingReceivableMember
/ us-gaap_InternalCreditAssessmentAxis
= us-gaap_PassMember
10,955us-gaap_LoansAndLeasesReceivableGrossCarryingAmount
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= fraf_ResidentialRealEstateConstructionFinancingReceivableMember
/ us-gaap_InternalCreditAssessmentAxis
= us-gaap_PassMember
Residential Real Estate - Construction [Member] | Substandard [Member]    
Financing Receivable, Allowance for Credit Losses [Line Items]    
Loans and Leases Receivable, Gross, Carrying Amount 931us-gaap_LoansAndLeasesReceivableGrossCarryingAmount
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= fraf_ResidentialRealEstateConstructionFinancingReceivableMember
/ us-gaap_InternalCreditAssessmentAxis
= us-gaap_SubstandardMember
1,564us-gaap_LoansAndLeasesReceivableGrossCarryingAmount
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= fraf_ResidentialRealEstateConstructionFinancingReceivableMember
/ us-gaap_InternalCreditAssessmentAxis
= us-gaap_SubstandardMember
Commercial Real Estate [Member]    
Financing Receivable, Allowance for Credit Losses [Line Items]    
Loans and Leases Receivable, Gross, Carrying Amount 326,482us-gaap_LoansAndLeasesReceivableGrossCarryingAmount
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_CommercialRealEstatePortfolioSegmentMember
329,373us-gaap_LoansAndLeasesReceivableGrossCarryingAmount
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_CommercialRealEstatePortfolioSegmentMember
Commercial Real Estate [Member] | Pass [Member]    
Financing Receivable, Allowance for Credit Losses [Line Items]    
Loans and Leases Receivable, Gross, Carrying Amount 301,149us-gaap_LoansAndLeasesReceivableGrossCarryingAmount
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_CommercialRealEstatePortfolioSegmentMember
/ us-gaap_InternalCreditAssessmentAxis
= us-gaap_PassMember
281,857us-gaap_LoansAndLeasesReceivableGrossCarryingAmount
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_CommercialRealEstatePortfolioSegmentMember
/ us-gaap_InternalCreditAssessmentAxis
= us-gaap_PassMember
Commercial Real Estate [Member] | Special Mention [Member]    
Financing Receivable, Allowance for Credit Losses [Line Items]    
Loans and Leases Receivable, Gross, Carrying Amount 10,578us-gaap_LoansAndLeasesReceivableGrossCarryingAmount
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_CommercialRealEstatePortfolioSegmentMember
/ us-gaap_InternalCreditAssessmentAxis
= us-gaap_SpecialMentionMember
11,861us-gaap_LoansAndLeasesReceivableGrossCarryingAmount
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_CommercialRealEstatePortfolioSegmentMember
/ us-gaap_InternalCreditAssessmentAxis
= us-gaap_SpecialMentionMember
Commercial Real Estate [Member] | Substandard [Member]    
Financing Receivable, Allowance for Credit Losses [Line Items]    
Loans and Leases Receivable, Gross, Carrying Amount 14,755us-gaap_LoansAndLeasesReceivableGrossCarryingAmount
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_CommercialRealEstatePortfolioSegmentMember
/ us-gaap_InternalCreditAssessmentAxis
= us-gaap_SubstandardMember
35,655us-gaap_LoansAndLeasesReceivableGrossCarryingAmount
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_CommercialRealEstatePortfolioSegmentMember
/ us-gaap_InternalCreditAssessmentAxis
= us-gaap_SubstandardMember
Commercial [Member]    
Financing Receivable, Allowance for Credit Losses [Line Items]    
Loans and Leases Receivable, Gross, Carrying Amount 179,071us-gaap_LoansAndLeasesReceivableGrossCarryingAmount
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_CommercialPortfolioSegmentMember
170,327us-gaap_LoansAndLeasesReceivableGrossCarryingAmount
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_CommercialPortfolioSegmentMember
Commercial [Member] | Pass [Member]    
Financing Receivable, Allowance for Credit Losses [Line Items]    
Loans and Leases Receivable, Gross, Carrying Amount 170,774us-gaap_LoansAndLeasesReceivableGrossCarryingAmount
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_CommercialPortfolioSegmentMember
/ us-gaap_InternalCreditAssessmentAxis
= us-gaap_PassMember
154,888us-gaap_LoansAndLeasesReceivableGrossCarryingAmount
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_CommercialPortfolioSegmentMember
/ us-gaap_InternalCreditAssessmentAxis
= us-gaap_PassMember
Commercial [Member] | Special Mention [Member]    
Financing Receivable, Allowance for Credit Losses [Line Items]    
Loans and Leases Receivable, Gross, Carrying Amount 5,413us-gaap_LoansAndLeasesReceivableGrossCarryingAmount
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_CommercialPortfolioSegmentMember
/ us-gaap_InternalCreditAssessmentAxis
= us-gaap_SpecialMentionMember
3,393us-gaap_LoansAndLeasesReceivableGrossCarryingAmount
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_CommercialPortfolioSegmentMember
/ us-gaap_InternalCreditAssessmentAxis
= us-gaap_SpecialMentionMember
Commercial [Member] | Substandard [Member]    
Financing Receivable, Allowance for Credit Losses [Line Items]    
Loans and Leases Receivable, Gross, Carrying Amount 2,884us-gaap_LoansAndLeasesReceivableGrossCarryingAmount
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_CommercialPortfolioSegmentMember
/ us-gaap_InternalCreditAssessmentAxis
= us-gaap_SubstandardMember
12,046us-gaap_LoansAndLeasesReceivableGrossCarryingAmount
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_CommercialPortfolioSegmentMember
/ us-gaap_InternalCreditAssessmentAxis
= us-gaap_SubstandardMember
Consumer [Member]    
Financing Receivable, Allowance for Credit Losses [Line Items]    
Loans and Leases Receivable, Gross, Carrying Amount 6,154us-gaap_LoansAndLeasesReceivableGrossCarryingAmount
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_ConsumerPortfolioSegmentMember
8,580us-gaap_LoansAndLeasesReceivableGrossCarryingAmount
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_ConsumerPortfolioSegmentMember
Consumer [Member] | Pass [Member]    
Financing Receivable, Allowance for Credit Losses [Line Items]    
Loans and Leases Receivable, Gross, Carrying Amount 6,137us-gaap_LoansAndLeasesReceivableGrossCarryingAmount
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_ConsumerPortfolioSegmentMember
/ us-gaap_InternalCreditAssessmentAxis
= us-gaap_PassMember
8,570us-gaap_LoansAndLeasesReceivableGrossCarryingAmount
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_ConsumerPortfolioSegmentMember
/ us-gaap_InternalCreditAssessmentAxis
= us-gaap_PassMember
Consumer [Member] | Substandard [Member]    
Financing Receivable, Allowance for Credit Losses [Line Items]    
Loans and Leases Receivable, Gross, Carrying Amount $ 17us-gaap_LoansAndLeasesReceivableGrossCarryingAmount
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_ConsumerPortfolioSegmentMember
/ us-gaap_InternalCreditAssessmentAxis
= us-gaap_SubstandardMember
$ 10us-gaap_LoansAndLeasesReceivableGrossCarryingAmount
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_ConsumerPortfolioSegmentMember
/ us-gaap_InternalCreditAssessmentAxis
= us-gaap_SubstandardMember