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Consolidated Statements Of Cash Flows (USD $)
In Thousands, unless otherwise specified
9 Months Ended
Sep. 30, 2014
Sep. 30, 2013
Cash flows from operating activities    
Net income $ 6,555 $ 5,091
Adjustments to reconcile net income to net cash provided by operating activities:    
Depreciation and amortization 1,078 1,118
Net amortization of loans and investment securities 1,372 1,525
Amortization and net change in mortgage servicing rights valuation 12 39
Amortization of intangibles 311 319
Provision for loan losses 464 1,955
Net realized gains on sales of securities (221) (30)
Impairment writedown on securities recognized in earnings 20 75
Loans originated for sale (5,809) (7,859)
Proceeds from sale of loans 4,825 7,480
Writedown on other real estate owned 200 256
Net (gain) loss on sale or disposal of other real estate/other repossessed assets (16) 4
Increase in cash surrender value of life insurance (426) (455)
Decrease in other assets 236 2,107
Increase in other liabilities 1,259 1,108
Net cash provided by operating activities 9,860 12,733
Cash flows from investing activities    
Proceeds from sales and calls of investment securities available for sale 1,582 5,819
Proceeds from maturities and paydowns of securities available for sale 19,998 25,161
Purchase of investment securities available for sale (36,956) (65,315)
Net (increase) decrease in restricted stock (32) 1,665
Net (increase) decrease in loans (8,509) 32,092
Capital expenditures (275) (439)
Proceeds from sale of other real estate/other repossessed assets 868 518
Net cash used in investing activities (23,324) (499)
Cash flows from financing activities    
Net increase in demand deposits, NOW, and savings accounts 64,267 40,351
Net decrease in time deposits (11,126) (48,973)
Net decrease in repurchase agreements (22,278) (18,339)
Long-term debt payments (403) (5)
Dividends paid (2,132) (2,103)
Treasury stock issued under stock option plans 55 52
Common stock issued under dividend reinvestment plan 543 582
Net cash provided by (used in) financing activities 28,926 (28,435)
Increase (decrease) in cash and cash equivalents 15,462 (16,201)
Cash and cash equivalents as of January 1 40,745 77,834
Cash and cash equivalents as of September 30 56,207 61,633
Supplemental Disclosures of Cash Flow Information    
Cash paid during the year for: Interest on deposits and other borrowed funds 2,434 3,483
Cash paid during the year for: Income taxes 706 300
Noncash Activities    
Loans transferred to Other Real Estate $ 82 $ 390