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Consolidated Statements Of Income (USD $)
In Thousands, except Per Share data, unless otherwise specified
3 Months Ended 6 Months Ended
Jun. 30, 2014
Jun. 30, 2013
Jun. 30, 2014
Jun. 30, 2013
Interest income        
Loans, including fees $ 7,648 $ 8,035 $ 15,159 $ 16,332
Interest and dividends on investments:        
Taxable interest 661 365 1,302 718
Tax exempt interest 376 381 734 757
Dividend income 31 22 56 40
Deposits and obligations of other banks 45 73 84 131
Total interest income 8,761 8,876 17,335 17,978
Interest expense        
Deposits 694 1,162 1,396 2,265
Securities sold under agreements to repurchase 2 12 9 30
Long-term debt 121 122 242 243
Total interest expense 817 1,296 1,647 2,538
Net interest income 7,944 7,580 15,688 15,440
Provision for loan losses 266 803 464 1,605
Net interest income after provision for loan losses 7,678 6,777 15,224 13,835
Noninterest income        
Investment and trust services fees 1,101 1,130 2,192 2,148
Loan service charges 250 192 418 442
Mortgage banking activities 19 40 32 18
Deposit service charges and fees 525 452 990 888
Other service charges and fees 317 233 584 455
Debit card income 337 316 643 602
Increase in cash surrender value of life insurance 144 153 286 305
Other real estate owned (losses) gains, net (62) (141) (185) (141)
Other 10 47 62 89
OTTI losses recognized in earnings   (50)   (50)
Securities gains, net 221 29 221 29
Total noninterest income 2,862 2,401 5,243 4,785
Noninterest expense        
Salaries and employee benefits 4,107 4,018 8,357 8,232
Net occupancy expense 586 568 1,262 1,136
Furniture and equipment expense 237 244 491 491
Advertising 270 317 586 652
Legal and professional fees 353 359 618 639
Data processing 493 451 884 845
Pennsylvania bank shares tax 173 204 347 409
Intangible amortization 104 106 207 213
FDIC insurance 222 270 454 515
ATM/debit card processing 178 165 357 346
Other 892 923 1,741 1,730
Total noninterest expense 7,615 7,625 15,304 15,208
Income before federal income taxes 2,925 1,553 5,163 3,412
Federal income tax expense 606 198 1,018 506
Net income $ 2,319 $ 1,355 $ 4,145 $ 2,906
Per share        
Basic earnings per share $ 0.55 $ 0.33 $ 0.99 $ 0.71
Diluted earnings per share $ 0.55 $ 0.33 $ 0.99 $ 0.70
Cash dividends declared $ 0.17 $ 0.17 $ 0.34 $ 0.34