Loans (Tables)

3 Months Ended

Mar. 31, 2014

Loans [Abstract]

Schedule Of Loans Outstanding

						Change
(Dollars in thousands)	March 31, 2014			December 31, 2013		Amount	%
Residential Real Estate 1-4 Family
Consumer first liens	$	103,107	$	103,573	$	(466)	(0.4)
Consumer junior liens and lines of credit		34,606		34,636		(30)	(0.1)
Total consumer		137,713		138,209		(496)	(0.4)
Commercial first lien		62,002		58,466		3,536	6.0
Commercial junior liens and lines of credit		5,338		5,939		(601)	(10.1)
Total commercial		67,340		64,405		2,935	4.6
Total residential real estate 1-4 family		205,053		202,614		2,439	1.2
Residential real estate - construction
Consumer		3,188		3,960		(772)	(19.5)
Commercial		8,565		8,559		6	0.1
Total residential real estate construction		11,753		12,519		(766)	(6.1)
Commercial real estate		322,450		329,373		(6,923)	(2.1)
Commercial		178,986		170,327		8,659	5.1
Total commercial		501,436		499,700		1,736	0.3
Consumer		7,816		8,580		(764)	(8.9)
		726,058		723,413		2,645	0.4
Less: Allowance for loan losses		(9,745)		(9,702)		(43)	(0.4)
Net Loans	$	716,313	$	713,711	$	2,602	0.4
Included in the loan balances are the following:
Net unamortized deferred loan costs	$	446	$	372
Unamortized discount on purchased loans	$	(74)	$	(92)
Loans pledged as collateral for borrowings and commitments from:
FHLB	$	582,983	$	607,524
Federal Reserve Bank		64,669		45,809
	$	647,652	$	653,333