EX-99.1 2 dex991.htm SLIDE PRESENTATION Slide Presentation
First Century Bankshares, Inc.
April 22, 2008
April 22, 2008
2008 Annual Stockholder’s Meeting
2008 Annual Stockholder’s Meeting
Exhibit 99.1


Net Income
$3,055
$4,004
$4,489
$4,688
$-
$2,000
$4,000
$6,000
2004
2005
2006
2007
NET INCOME


Year-End Stock Price
$24.00
$23.50
$28.00
$25.50
$20.00
$25.00
$30.00
2004
2005
2006
2007
YEAR-END STOCK PRICE


Nonperforming assets/total assets
0.95%
0.84%
0.81%
0.68%
0.52%
0.00%
0.50%
1.00%
2003
2004
2005
2006
2007
NONPERFORMING ASSETS/TOTAL ASSETS


$314
$348
$328
$334
$341
$280
$300
$320
$340
$360
2003
2004
2005
2006
2007
TRUST ASSETS UNDER ADMINISTRATION
Trust Assets


2007 Comparison
Strategic Plan to Actual
Strategic Plan
Strategic Plan
Actual
Actual
Average Assets
$ 421,021,000
$ 428,597,000
Net Income
$     4,692,000
$     4,688,000
Earnings per
share
$              2.40
$              2.40
Dividends
$              1.20
$              1.10


2007 Comparison
Strategic Plan to Actual
Strategic
Strategic
Plan
Plan
Actual
Actual
Return on
Average Assets
1.11%
1.10%
Return on
Average Equity
11.90%
11.79%
Share price
$31.15
$25.50


Beckley Branch
Data as of 2/29/08:
Total Loans:  
$ 17,414,451
Total Deposits:
$ 2,495,834
Artist Rendering
Artist Rendering
Beckley Branch –
Opening April 28, 2008
GRAND OPENING –
May 22, 2008


Beckley Branch
Making progress…
March 2008


Beckley Branch
Beckley Branch
Mori Williams
Vice President &        
Regional Executive
Beckley Staff
(1st Row)
Ashlea
Bennett, Janey
Adkins (2
nd
Row)
Gail Grick,
Margot Bower, Amy Harms (3
rd
Row) Kevin Gillespie, Becky
Pritchard, Manon
Wheeler, Cheryl Meadows, Eric Stovall