CONDENSED CONSOLIDATED STATEMENTS OF STOCKHOLDERS' EQUITY AND COMPREHENSIVE INCOME (LOSS) (USD $) In Thousands		Total	Preferred Stock	Common Stock	Warrant	Surplus	Retained Deficit	Treasury Stock	Accumulated Other Comprehensive Income	Comprehensive Income (Loss)
Balance at Dec. 31, 2009		$ 148,515	$ 36,016	$ 173	$ 1,057	$ 178,673	$ (57,432)	$ (16,276)	$ 6,304
Increase (Decrease) in Stockholders' Equity
Accretion of discount on preferred shares			172				(172)
Shares issued under the dividend reinvestment plan (31,309 shares in 2011 and 30,485 shares in 2010; at 95% of market value)						240
Stock issued under directors' stock plan (14,000 shares in 2011 and 13,875 shares in 2010)						140
Stock-based compensation (86,997 shares in 2011 and 141,903 shares in 2010)				2		987
Treasury stock reissued (110,427 shares in 2011 and 142,665 shares in 2010)						(1,220)		2,404
Cash dividend on common stock ($0.15 per share)							(2,483)
Cash dividend on preferred stock (5% per annum)							(1,381)
Net income		7,886					7,886			7,886
Other comprehensive income (loss), net of tax:
Unrealized gains	[1]								1,278	1,278
Reclassification adjustment	[2]								(2,119)	(2,119)
Total other comprehensive income (loss), net of tax		(841)								(841)
Total Comprehensive Income		7,045								7,045
Balance at Sep. 30, 2010		154,249	36,188	175	1,057	178,820	(53,582)	(13,872)	5,463
Balance at Dec. 31, 2010		154,852	36,245	175	1,057	179,293	(51,378)	(13,872)	3,332
Increase (Decrease) in Stockholders' Equity
Accretion of discount on preferred shares			182				(182)
Shares issued under the dividend reinvestment plan (31,309 shares in 2011 and 30,485 shares in 2010; at 95% of market value)				1		319
Stock options exercised (21,551 shares in 2011)						229
Stock issued under directors' stock plan (14,000 shares in 2011 and 13,875 shares in 2010)						102
Stock-based compensation (86,997 shares in 2011 and 141,903 shares in 2010)				1		789	17
Treasury stock reissued (110,427 shares in 2011 and 142,665 shares in 2010)						(791)		1,860
Cash dividend on common stock ($0.15 per share)							(2,538)
Cash dividend on preferred stock (5% per annum)							(1,381)
Net income		13,044					13,044			13,044
Other comprehensive income (loss), net of tax:
Unrealized gains	[1]								1,501	1,501
Reclassification adjustment	[2]								(630)	(630)
Total other comprehensive income (loss), net of tax		871								871
Total Comprehensive Income		13,915								13,915
Balance at Sep. 30, 2011		$ 167,375	$ 36,427	$ 177	$ 1,057	$ 179,941	$ (42,418)	$ (12,012)	$ 4,203

[1] Unrealized gains (losses) on securities available for sale, net of taxes of $989 and $842 in 2011 and 2010, respectively.

[2] Adjustment for (gains) losses included in net income, net of taxes of $416 and $1,395 in 2011 and 2010, respectively.