CONDENSED CONSOLIDATED BALANCE SHEETS (USD $) In Thousands	Sep. 30, 2011	Dec. 31, 2010
ASSETS:
Cash and non-interest-bearing balances due from banks	$ 22,286	$ 13,887
Interest-bearing balances due from banks	61,673	9,234
Securities held to maturity (estimated fair value of $19,530 in 2011 and $21,890 in 2010)	22,000	22,000
Securities available for sale - at estimated fair value	302,568	361,158
Federal Home Loan Bank and other restricted stock	4,402	6,381
Loans (net of allowance for loan losses of $23,467 in 2011 and $33,078 in 2010)	1,138,954	1,098,292
Bank premises and equipment - net	5,527	6,264
Bank owned life insurance	30,755	31,728
Net deferred income taxes	15,532	24,066
Prepaid FDIC assessment	4,180	5,456
Other assets	9,809	11,513
TOTAL ASSETS	1,617,686	1,589,979
Deposits:
Demand	381,710	343,331
Savings	626,317	632,425
Time	375,684	372,979
Total deposits	1,383,711	1,348,735
Other temporary borrowings	2,000	25,000
Senior unsecured debt	29,000	29,000
Junior subordinated debentures	20,620	20,620
Payable - securities purchases	3,990
Other accrued expenses and liabilities	10,990	11,772
Total liabilities	1,450,311	1,435,127
COMMITMENTS AND CONTINGENT LIABILITIES
STOCKHOLDERS' EQUITY:
Preferred stock, $0.01 par value, authorized 250,000 shares; 36,842 shares issued and outstanding; liquidation preference of $36,842	36,427	36,245
Common stock, $0.01 par value, authorized 50,000,000 shares; issued 17,672,684 shares in 2011 and 17,518,827 shares in 2010; outstanding 16,960,092 shares in 2011 and 16,695,808 shares in 2010	177	175
Warrant	1,057	1,057
Surplus	179,941	179,293
Retained deficit	(42,418)	(51,378)
Treasury stock (712,592 shares in 2011 and 823,019 shares in 2010)	(12,012)	(13,872)
Accumulated other comprehensive income (net of taxes of $2,766 in 2011 and $2,193 in 2010)	4,203	3,332
Total stockholders' equity	167,375	154,852
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY	$ 1,617,686	$ 1,589,979