CONDENSED CONSOLIDATED STATEMENTS OF STOCKHOLDERS' EQUITY AND COMPREHENSIVE INCOME (LOSS) (USD $) In Thousands		Total	Preferred Stock	Common Stock	Warrant	Surplus	Retained Deficit	Treasury Stock	Accumulated Other Comprehensive Income	Comprehensive Income
Balance at Dec. 31, 2009		$ 148,515	$ 36,016	$ 173	$ 1,057	$ 178,673	$ (57,432)	$ (16,276)	$ 6,304
Increase (Decrease) in Stockholders' Equity
Accretion of discount on preferred shares			115				(115)
Shares issued under the dividend reinvestment plan (25,331 shares in 2011 and 19,454 shares in 2010; at 95% of market value)						148
Stock issued under directors' stock plan (14,000 shares in 2011 and 13,875 shares in 2010)						140
Stock-based compensation (100,429 shares in 2011 and 149,103 shares in 2010)				2		709
Treasury stock reissued (110,427 shares in 2011 and 142,665 shares in 2010)						(1,220)		2,404
Cash dividend on common stock ($0.10 per share)							(1,650)
Cash dividend on preferred stock (5% per annum)							(921)
Net income		4,676					4,676			4,676
Other comprehensive income, net of tax:
Unrealized gains	[1]								1,824	1,824
Reclassification adjustment	[2]								(1,676)	(1,676)
Total other comprehensive income, net of tax										148
Total Comprehensive Income		4,824								4,824
Balance at Jun. 30, 2010		152,951	36,131	175	1,057	178,450	(55,442)	(13,872)	6,452
Balance at Dec. 31, 2010		154,852	36,245	175	1,057	179,293	(51,378)	(13,872)	3,332
Increase (Decrease) in Stockholders' Equity
Accretion of discount on preferred shares			122				(122)
Shares issued under the dividend reinvestment plan (25,331 shares in 2011 and 19,454 shares in 2010; at 95% of market value)				1		240
Stock options exercised (20,163 shares in 2011)						211
Stock issued under directors' stock plan (14,000 shares in 2011 and 13,875 shares in 2010)						102
Stock-based compensation (100,429 shares in 2011 and 149,103 shares in 2010)				1		488	85
Treasury stock reissued (110,427 shares in 2011 and 142,665 shares in 2010)						(791)		1,860
Cash dividend on common stock ($0.10 per share)							(1,690)
Cash dividend on preferred stock (5% per annum)							(920)
Net income		5,917					5,917			5,917
Other comprehensive income, net of tax:
Unrealized gains	[1]								1,033	1,033
Reclassification adjustment	[2]								(68)	(68)
Total other comprehensive income, net of tax										965
Total Comprehensive Income		6,882								6,882
Balance at Jun. 30, 2011		$ 161,321	$ 36,367	$ 177	$ 1,057	$ 179,543	$ (48,108)	$ (12,012)	$ 4,297

[1] Unrealized gains (losses) on securities available for sale, net of taxes of $680 and $1,201 in 2011 and 2010, respectively.

[2] Adjustment for (gains) losses included in net income, net of taxes of $45 and $1,104 in 2011 and 2010, respectively.