CONDENSED CONSOLIDATED BALANCE SHEETS (USD $) In Thousands	Jun. 30, 2011	Dec. 31, 2010
ASSETS:
Cash and non-interest-bearing balances due from banks	$ 23,788	$ 13,887
Interest-bearing balances due from banks	54,382	9,234
Securities held to maturity (estimated fair value of $21,895 in 2011 and $21,890 in 2010)	22,000	22,000
Securities available for sale - at estimated fair value	333,602	361,158
Federal Home Loan Bank and other restricted stock	5,402	6,381
Loans (net of allowance for loan losses of $27,731 in 2011 and $33,078 in 2010)	1,115,487	1,098,292
Bank premises and equipment - net	5,871	6,264
Bank owned life insurance	30,654	31,728
Net deferred income taxes	19,926	24,066
Prepaid FDIC assessment	4,482	5,456
Other assets	10,542	11,513
TOTAL ASSETS	1,626,136	1,589,979
Deposits:
Demand	381,701	343,331
Savings	639,330	632,425
Time	379,776	372,979
Total deposits	1,400,807	1,348,735
Other temporary borrowings	3,000	25,000
Senior unsecured debt	29,000	29,000
Junior subordinated debentures	20,620	20,620
Other accrued expenses and liabilities	11,388	11,772
Total liabilities	1,464,815	1,435,127
COMMITMENTS AND CONTINGENT LIABILITIES
STOCKHOLDERS' EQUITY:
Preferred stock, $0.01 par value, authorized 250,000 shares; 36,842 shares issued and outstanding; liquidation preference of $36,842	36,367	36,245
Common stock, $0.01 par value, authorized 50,000,000 shares; issued 17,678,750 shares in 2011 and 17,518,827 shares in 2010; outstanding 16,966,158 shares in 2011 and 16,695,808 shares in 2010	177	175
Warrant	1,057	1,057
Surplus	179,543	179,293
Retained deficit	(48,108)	(51,378)
Treasury stock (712,592 shares in 2011 and 823,019 shares in 2010)	(12,012)	(13,872)
Accumulated other comprehensive income (net of taxes of $2,828 in 2011 and $2,193 in 2010)	4,297	3,332
Total stockholders' equity	161,321	154,852
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY	$ 1,626,136	$ 1,589,979