Accounts Receivable (Tables)

12 Months Ended

Feb. 02, 2013

Accounts Receivable, Net [Abstract]

Components Of Accounts Receivable

The components of accounts receivable are as follows:

	February 2, 2013			January 28, 2012
Credit card receivables:
Nordstrom VISA credit card receivables		$1,348			$1,347
Nordstrom private label card receivables	794			727
Total credit card receivables	2,142			2,074
Allowance for credit losses	(85		)	(115		)
Credit card receivables, net	2,057			1,959
Other accounts receivable1	72			74
Accounts receivable, net		$2,129			$2,033

¹ Other accounts receivable consist primarily of credit and debit card receivables due from third-party financial institutions.

Activity In The Allowance For Credit Losses

Activity in the allowance for credit losses is as follows:

Fiscal year	2012			2011			2010
Allowance at beginning of year		$115			$145			$190
Bad debt provision	56			101			149
Write-offs	(111		)	(153		)	(211		)
Recoveries	25			22			17
Allowance at end of year		$85			$115			$145

Aging And Delinquency Status Of Credit Card Receivables

The following table illustrates the aging and delinquency status of our credit card receivables:

	February 2, 2013				January 28, 2012
	Balance		% of total		Balance		% of total
Current		$2,018	94.2	%		$1,928	93.0	%
1 – 29 days delinquent	84		3.9	%	92		4.4	%
30+ days delinquent:
30 – 59 days delinquent	15		0.7	%	20		1.0	%
60 – 89 days delinquent	10		0.5	%	13		0.6	%
90 days or more delinquent	15		0.7	%	21		1.0	%
Total 30+ days delinquent	40		1.9	%	54		2.6	%
Total credit card receivables		$2,142	100.0	%		$2,074	100.0	%
Receivables not accruing finance charges		$11				$15
Receivables 90 days or more delinquent       and still accruing finance charges		$8				$11

Distributions Of Credit Card Receivables Across FICO Score Ranges

The following table illustrates the distribution of our credit card receivables across FICO score ranges:

	February 2, 2013				January 28, 2012
FICO Score Range1	Balance		% of total		Balance		% of total
801+		$310	14.5	%		$307	14.8	%
660 – 800	1,366		63.8	%	1,313		63.3	%
001 – 659	379		17.7	%	390		18.8	%
Other2	87		4.0	%	64		3.1	%
Total credit card receivables		$2,142	100.0	%		$2,074	100.0	%

¹Credit scores for our cardholders are updated at least every 60 days for active accounts and every 90 days for inactive accounts. Amounts listed in the table reflect the most recently obtained credit scores as of the dates indicated.

²Other consists of amounts not yet posted to customers' accounts and receivables from customers for whom FICO scores are temporarily unavailable.