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INCOME TAXES, Effective Tax Rate Reconciliation (Details)
12 Months Ended
Dec. 31, 2019
Dec. 31, 2018
Dec. 31, 2017
Effective tax rate reconciliation [Abstract]      
Federal statutory income tax rate 21.00% 21.00% 35.00%
Increase (reduction) in taxes resulting from [Abstract]      
Tax-exempt interest (1.50%) (1.60%) (3.80%)
State income taxes, net of federal benefit 2.50% 3.40% 2.50%
Stock-based compensation (1.60%) (0.90%) (2.00%)
Federal deferred tax revaluation adjustment 0.00% 0.00% (23.70%)
Federal tax credits (1.30%) (1.40%) (1.50%)
Other, net 0.10% 0.30% (0.70%)
Effective income tax rate 19.20% 20.80% 5.80%