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INCOME TAXES, Effective Tax Rate Reconciliation (Details)
12 Months Ended
Dec. 31, 2015
Dec. 31, 2014
Dec. 31, 2013
Effective tax rate reconciliation [Abstract]      
Federal statutory income tax rate 35.00% 35.00% 35.00%
Increase (reduction) in taxes resulting from [Abstract]      
Tax-exempt interest (5.00%) (5.40%) (6.30%)
State income taxes, net of federal benefit 1.80% 0.70% 1.30%
Other (0.80%) (0.70%) (1.00%)
Effective income tax rate 31.00% 29.60% 29.00%