ACQUISITIONS (Tables)

6 Months Ended

Jun. 30, 2014

ACQUISITIONS [Abstract]

Estimated fair value of assets acquired and liabilities assumed

The following table summarizes the estimated fair value of the assets acquired and liabilities assumed during 2013 and the first six months of 2014.

(000’s omitted)	2014	2013
Consideration paid/(received):
Cash/Total net consideration paid/(received)	$924	($291,980)
Recognized amounts of identifiable assets acquired and liabilities assumed:
Loans	0	1,106
Premises and equipment	0	2,549
Accrued interest receivable	0	5
Other assets and liabilities, net	163	(18)
Other intangibles	578	9
Core deposit intangibles	0	2,537
Deposits	0	(303,456)
Total identifiable assets/( liabilities), net	741	(297,268)
Goodwill	$183	$5,288