Credit Commitments and Concentrations of Credit Risk (Tables)

12 Months Ended

Dec. 31, 2013

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Schedule of Loan Commitments and Guarantees

The amounts of those loan commitments and guarantees are set out in the following table. Because many commitments and almost all guarantees expire without being funded in whole or in part, the contract amounts are not estimates of future cash flows.

	December 31,
	2013		2012
	Contract Amount		Contract Amount
	(In thousands)
Credit commitments — variable	$	234,760	$	211,332
Credit commitments — fixed		2,563		6,307
Guarantees written		24,695		28,455

Loans and Credit Commitments Collateralized by Real Estate

Loans and credit commitments collateralized by real estate including all loans where real estate is either primary or secondary collateral were as follows at December 31:

2013	Residential Property		Commercial Property		Total
	(In thousands)
Loans	$	446,424	$	975,096	$	1,421,520
Credit commitments		51,302		38,500		89,802
Total	$	497,726	$	1,013,596	$	1,511,322

2012	Residential Property		Commercial Property		Total
	(In thousands)
Loans	$	334,340	$	1,044,462	$	1,378,802
Credit commitments		55,347		55,308		110,655
Total	$	389,687	$	1,099,770	$	1,489,457