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CAPITAL REQUIREMENTS AND RESTRICTIONS ON RETAINED EARNINGS (Tables)
12 Months Ended
Dec. 31, 2020
Capital Requirements and Restrictions On Retained Earnings [Abstract]  
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations There have been no conditions or events since that notification that management believes have changed the Company and the Bank’s category.

Minimum Required to

 

Minimum Required

For Capital Adequacy

Be Well Capitalized

 

For Capital

Purposes Plus Capital

Under Prompt Corrective

 

Actual

Adequacy Purposes

Conservation Buffer

Action Regulations

 

(dollars in thousands)

    

Amount

    

Ratio

    

Amount

    

Ratio

    

Amount

    

Ratio

    

Amount

    

Ratio

 

As of December 31, 2020:

 

  

 

  

 

  

 

  

 

  

 

  

 

  

 

  

Total Capital (to Risk Weighted Assets)

 

  

 

  

 

  

 

  

 

  

 

  

 

  

 

  

Consolidated

$

682,778

 

14.65

%  

$

372,921

 

8.00

%  

$

489,459

 

N/A

 

N/A

 

N/A

Bank

$

678,034

 

14.56

%  

$

372,560

 

8.00

%  

$

488,985

 

10.50

%  

$

465,700

 

10.00

%

Tier I Capital (to Risk Weighted Assets)

 

 

  

 

  

 

  

 

  

 

  

 

  

 

  

Consolidated

$

624,381

 

13.39

%  

$

279,691

 

6.00

%  

$

396,229

 

N/A

 

N/A

 

N/A

Bank

$

619,693

 

13.31

%  

$

279,420

 

6.00

%  

$

395,845

 

8.50

%  

$

372,560

 

8.00

%

Common Equity Tier 1 (CET1)

 

  

 

 

 

  

 

  

 

  

 

  

 

Consolidated

$

624,381

 

13.39

%  

$

209,768

 

4.50

%  

$

326,306

 

N/A

 

N/A

 

N/A

Bank

$

619,693

 

13.31

%  

$

209,565

 

4.50

%  

$

325,990

 

7.00

%  

$

302,705

 

6.50

%

Tier I Capital (to Average Assets)

 

 

 

 

  

 

  

 

  

 

  

 

  

Consolidated

$

624,381

 

10.93

%  

$

228,406

 

4.00

%  

$

228,406

 

N/A

 

N/A

 

N/A

Bank

$

619,693

 

10.88

%  

$

227,900

 

4.00

%  

$

227,900

 

4.00

%  

$

284,875

 

5.00

%

As of December 31, 2019:

 

  

 

  

 

  

 

  

 

  

 

  

 

  

 

  

Total Capital (to Risk Weighted Assets)

 

  

 

  

 

  

 

  

 

  

 

  

 

  

 

  

Consolidated

$

631,723

 

14.36

%  

$

351,894

 

8.00

%  

$

461,862

 

N/A

 

N/A

 

N/A

Bank

$

616,386

 

14.04

%  

$

351,227

 

8.00

%  

$

460,985

 

10.50

%  

$

439,034

 

10.00

%

Tier I Capital (to Risk Weighted Assets)

 

  

 

 

 

  

 

  

 

  

 

  

 

  

Consolidated

$

580,982

 

13.21

%  

$

263,921

 

6.00

%  

$

373,887

 

N/A

 

N/A

 

N/A

Bank

$

565,645

 

12.88

%  

$

263,420

 

6.00

%  

$

373,179

 

8.50

%  

$

351,227

 

8.00

%

Common Equity Tier 1 (CET1)

 

  

 

  

 

  

 

  

 

  

 

  

 

  

 

  

Consolidated

$

580,982

 

13.21

%  

$

197,941

 

4.50

%  

$

307,908

 

N/A

 

N/A

 

N/A

Bank

$

565,645

 

12.88

%  

$

197,565

 

4.50

%  

$

307,324

 

7.00

%  

$

285,372

 

6.50

%

Tier I Capital (to Average Assets)

 

  

 

 

  

 

  

 

  

 

  

 

  

 

  

Consolidated

$

580,982

 

11.67

%  

$

199,099

 

4.00

%  

$

199,099

 

N/A

 

N/A

 

N/A

Bank

$

565,645

 

11.43

%  

$

197,923

 

4.00

%  

$

197,923

 

4.00

%  

$

247,404

 

5.00

%