CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Mar. 31, 2025	Dec. 31, 2024
ASSETS
Cash and due from banks	$ 89,325	$ 71,733
Short-term investments	145,899	96,472
Total cash and cash equivalents	235,224	168,205
Securities available-for-sale, at fair value	1,000,875	991,426
Securities held-to-maturity, at amortized cost (fair value of $109,481 and $113,107, respectively)	131,979	131,568
Real estate mortgage loans held-for-sale	1,295	1,700
Loans, net of allowance for credit losses of $92,433 and $85,960	5,130,788	5,031,988
Land, premises and equipment, net	60,797	60,489
Bank owned life insurance	113,826	113,320
Federal Reserve and Federal Home Loan Bank stock	21,420	21,420
Accrued interest receivable	28,818	28,446
Goodwill	4,970	4,970
Other assets	121,186	124,842
Total assets	6,851,178	6,678,374
LIABILITIES
Noninterest bearing deposits	1,296,907	1,297,456
Interest bearing deposits	4,663,287	4,603,510
Total deposits	5,960,194	5,900,966
Borrowings - Federal Home Loan Bank advances	108,200	0
Accrued interest payable	14,699	15,117
Other liabilities	73,576	78,380
Total liabilities	6,156,669	5,994,463
STOCKHOLDERS’ EQUITY
Common stock: 90,000,000 shares authorized, no par value 26,016,494 shares issued and 25,556,854 outstanding as of March 31, 2025 25,978,831 shares issued and 25,509,592 outstanding as of December 31, 2024	130,243	129,664
Retained earnings	743,650	736,412
Accumulated other comprehensive income (loss)	(163,879)	(166,500)
Treasury stock at cost (459,590 shares as of March 31, 2025, 469,239 shares as of December 31, 2024)	(15,594)	(15,754)
Total stockholders’ equity	694,420	683,822
Noncontrolling interest	89	89
Total equity	694,509	683,911
Total liabilities and equity	$ 6,851,178	$ 6,678,374