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COMMITMENTS, OFF-BALANCE SHEET RISKS AND CONTINGENCIES (Tables)
12 Months Ended
Dec. 31, 2024
Commitments and Contingencies Disclosure [Abstract]  
Schedule of Financial Instruments Include Commitments to Make Loans and Open-Ended Revolving Lines of Credit These financial instruments include commitments to make loans and open-ended revolving lines of credit. Amounts as of the years ended December 31, 2024 and 2023, were as follows:
20242023
(dollars in thousands)Fixed
Rate
Variable RateFixed
Rate
Variable Rate
Commercial loan lines of credit$60,856 $2,150,375 $96,814 $2,373,830 
Standby letters of credit0 49,558 51,383 
Real estate mortgage loans2,032 5,854 302 4,271 
Real estate construction mortgage loans1,010 5,165 4,271 
Home equity mortgage open-ended revolving lines0 388,235 364,928 
Consumer loan open-ended revolving lines0 26,589 26,870 
Total$63,898 $2,625,776 $97,116 $2,825,553 
Schedule of Interest Rate Ranges on Commitments and Open-Ended Revolving Lines of Credit
The index on variable rate commercial loan commitments is principally the national prime rate. Interest rate ranges on commitments and open-ended revolving lines of credit for years ended December 31, 2024 and 2023, were as follows:
20242023
Fixed
Rate
Variable
Rate
Fixed
Rate
Variable
Rate
Commercial loan
1.00-14.50%
3.35-11.75%
1.00-14.50%
1.63-14.50%
Real estate mortgage loan
3.00-7.38%
6.00-12.50%
7.38%
4.63-13.50%
Consumer loan open-ended revolving line
15.00%
7.50-15.00%
15.00%
8.50-15.00%