CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Dec. 31, 2024	Dec. 31, 2023
ASSETS
Cash and due from banks	$ 71,733	$ 70,451
Short-term investments	96,472	81,373
Total cash and cash equivalents	168,205	151,824
Securities available-for-sale, at fair value	991,426	1,051,728
Securities held-to-maturity, at amortized cost (fair value of $113,107 and $119,215 respectively)	131,568	129,918
Real estate mortgage loans held-for-sale	1,700	1,158
Loans, net of allowance for credit losses of $85,960 and $71,972	5,031,988	4,844,562
Land, premises and equipment, net	60,489	57,899
Bank owned life insurance	113,320	109,114
Federal Reserve and Federal Home Loan Bank Stock	21,420	21,420
Accrued interest receivable	28,446	30,011
Goodwill	4,970	4,970
Other assets	124,842	121,425
Total assets	6,678,374	6,524,029
LIABILITIES
Noninterest bearing deposits	1,297,456	1,353,477
Interest bearing deposits	4,603,510	4,367,048
Total deposits	5,900,966	5,720,525
Borrowings - Federal Home Loan Bank advances	0	50,000
Accrued interest payable	15,117	20,893
Other liabilities	78,380	82,818
Total liabilities	5,994,463	5,874,236
Commitments, off-balance sheet risks and contingencies (Notes 1 and 17)
STOCKHOLDERS’ EQUITY
Common stock: 90,000,000 shares authorized, no par value 25,978,831 shares issued and 25,509,592 outstanding as of December 31, 2024 25,903,686 shares issued and 25,430,566 outstanding as of December 31, 2023	129,664	127,692
Retained earnings	736,412	692,760
Accumulated other comprehensive income (loss)	(166,500)	(155,195)
Treasury stock, at cost (469,239 shares and 473,120 shares as of December 31, 2024 and 2023, respectively)	(15,754)	(15,553)
Total stockholders’ equity	683,822	649,704
Noncontrolling interest	89	89
Total equity	683,911	649,793
Total liabilities and equity	$ 6,678,374	$ 6,524,029