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COMMITMENTS, OFF-BALANCE SHEET RISKS AND CONTINGENCIES (Tables)
12 Months Ended
Dec. 31, 2023
Commitments and Contingencies Disclosure [Abstract]  
Schedule of Financial Instruments Commitments These financial instruments include commitments to make loans and open-ended revolving lines of credit. Amounts as of the years ended December 31, 2023 and 2022, were as follows:
20232022
(dollars in thousands)Fixed
Rate
Variable RateFixed
Rate
Variable Rate
Commercial loan lines of credit$96,814 $2,373,830 $140,022 $2,129,211 
Standby letters of credit0 51,383 48,406 
Real estate mortgage loans302 4,271 377 5,668 
Real estate construction mortgage loans0 4,271 2,212 9,043 
Home equity mortgage open-ended revolving lines0 364,928 341,622 
Consumer loan open-ended revolving lines0 26,870 25,916 
Total$97,116 $2,825,553 $142,611 $2,559,866 
Schedule Of Rate Of Interest Percentage Financial Instruments
The index on variable rate commercial loan commitments is principally the national prime rate. Interest rate ranges on commitments and open-ended revolving lines of credit for years ended December 31, 2023 and 2022, were as follows:
20232022
Fixed
Rate
Variable
Rate
Fixed
Rate
Variable
Rate
Commercial loan
1.00-14.50%
1.63-14.50%
1.99-14.50%
1.63-13.00%
Real estate mortgage loan
7.38%
4.63-13.50%
0.00-7.00%
3.13-12.50%
Consumer loan open-ended revolving line
15.00%
8.50-15.00%
15.00%
7.00-15.00%