REVENUE RECOGNITION (Tables)

12 Months Ended

Dec. 31, 2018

Revenue from Contract with Customer [Abstract]

Revenue from External Customers by Products and Services

All of the Company's revenue from contracts with customers in the scope of ASC 606 is recognized within noninterest income. The following table presents the Company's sources of noninterest income for the years ended 2018, 2017, and 2016. Items outside of scope of ASC 606 are noted as such.

	2018	2017 (2)	2016 (2)
NONINTEREST INCOME
Wealth advisory fees	$6,344	$5,481	$4,805
Investment brokerage fees	1,458	1,273	1,010
Service charges on deposit accounts
Service charges on commercial deposit acounts	10,234	8,230	6,224
Service charges on retail deposit acounts	879	905	989
Overdrafts, net	3,581	3,452	3,700
Other	1,137	1,109	1,100
Loan and service fees
Debit card interchange fees	5,883	4,663	4,332
Loan fees (1)	2,423	2,231	2,421
Other	985	1,006	928
Merchant card fee income	2,461	2,279	2,098
Bank owned life insurance income (1)	1,244	1,768	1,392
Other income	2,381	2,598	2,213
Mortgage banking income (1)	1,150	982	1,586
Net securities gains/(losses) (1)	(50)	32	66
Total noninterest income	$40,110	$36,009	$32,864

(1)	Not within scope of ASC 606
(2)	The Company elected the modified retrospective approach of adoption; therefore, prior period balances are presented under legacy GAAP and may not be comparable to current year presentation. As a result of this new standard, the only revenue streams with changes in reporting in the current periods compared to the prior year comparable periods are loan and service fees and other income.