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COMMITMENTS, OFF-BALANCE SHEET RISKS AND CONTINGENCIES (Tables)
12 Months Ended
Dec. 31, 2018
Commitments and Contingencies Disclosure [Abstract]  
Schedule of Financial Instruments Commitments These financial instruments include commitments to make loans and open-ended revolving lines of credit. Amounts as of the years ended December 31, 2018 and 2017, were as follows:
 
 
2018
 
2017
 
Fixed
 
Variable
 
Fixed
 
Variable
(dollars in thousands)
Rate
 
Rate
 
Rate
 
Rate
Commercial loan lines of credit
$63,625
 
$1,337,437
 
$53,998
 
$1,155,096
Commercial letters of credit
0
 
3,245
 
0
 
50
Standby letters of credit
0
 
81,512
 
0
 
71,046
Real estate mortgage loans
2,811
 
2,881
 
4,973
 
5,722
Real estate construction mortgage loans
400
 
2,189
 
2,365
 
6,042
Home equity mortgage open-ended revolving lines
0
 
232,362
 
0
 
212,776
Consumer loan open-ended revolving lines
215
 
14,468
 
249
 
11,892
  Total  . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
$67,051
 
$1,674,094
 
$61,585
 
$1,462,624
Schedule Of Rate Of Interest Percentage Financial Instruments Interest rate ranges on commitments and open-ended revolving lines of credit for years ended December 31, 2018 and 2017, were as follows:
  
 
2018
 
2017
 
 
Fixed
 
Variable
 
Fixed
 
Variable
 
 
Rate
 
Rate
 
Rate
 
Rate
 
Commercial loan
0.75-14.50
%
2.65-10.00
%
2.00-14.50
%
2.48-9.50
%
Real estate mortgage loan
3.75-6.13
%
3.75-11.00
%
3.25-4.50
%
3.50-5.75
%
Consumer loan open-ended revolving line
15.00
%
3.88-15.00
%
15.00
%
4.00-15.00
%