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COMMITMENTS, OFF-BALANCE SHEET RISKS AND CONTINGENCIES (Tables)
12 Months Ended
Dec. 31, 2016
Commitments and Contingencies Disclosure [Abstract]  
Schedule of Financial Instruments Commitments
These financial instruments include commitments to make loans and open-ended revolving lines of credit. Amounts as of the years ended December 31, 2016 and 2015, were as follows:
 
 
 
2016
 
2015
 
 
 
Fixed
 
Variable
 
Fixed
 
Variable
 
(dollars in thousands)
 
Rate
 
Rate
 
Rate
 
Rate
 
Commercial loan lines of credit
 
$
46,940
 
$
1,164,660
 
$
50,713
 
$
1,125,720
 
Commercial letters of credit
 
 
0
 
 
93
 
 
0
 
 
0
 
Standby letters of credit
 
 
0
 
 
54,749
 
 
0
 
 
51,515
 
Real estate mortgage loans
 
 
6,116
 
 
3,103
 
 
4,917
 
 
3,185
 
Real estate construction mortgage loans
 
 
0
 
 
6,063
 
 
648
 
 
1,220
 
Home equity mortgage open-ended revolving lines
 
 
0
 
 
183,472
 
 
0
 
 
165,549
 
Consumer loan open-ended revolving lines
 
 
240
 
 
9,200
 
 
0
 
 
7,558
 
Total
 
$
53,296
 
$
1,421,340
 
$
56,278
 
$
1,354,747
 
Schedule Of Rate Of Interest Percentage Financial Instruments
Interest rate ranges on commitments and open-ended revolving lines of credit for years ended December 31, 2016 and 2015, were as follows:
 
 
 
2016
 
2015
 
 
 
Fixed
 
Variable
 
Fixed
 
Variable
 
 
 
Rate
 
Rate
 
Rate
 
Rate
 
Commercial loan
 
2.71-12.50
%
1.96-8.75
%
2.44-7.50
%
1.59-8.50
%
Real estate mortgage loan
 
3.13-4.50
%
3.25-5.75
%
3.13-4.63
%
3.00-5.75
%
Consumer loan open-ended revolving line
 
15.00
%
3.00-15.00
%
N/A
 
2.25-15.00
%