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LOANS (Tables)
9 Months Ended
Sep. 30, 2015
Loans [Abstract]  
Schedule of Loans


 
 
 
September 30,
 
 
 
December 31,
 
(dollars in thousands)
 
 
2015
 
 
 
2014
 
Commercial and industrial loans:
 
 
 
 
 
 
 
 
 
 
 
 
Working capital lines of credit loans
 
$
593,780
 
20.0
%
 
$
544,043
 
19.7
%
Non-working capital loans
 
 
577,536
 
19.4
 
 
 
491,330
 
17.8
 
Total commercial and industrial loans
 
 
1,171,316
 
39.4
 
 
 
1,035,373
 
37.5
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Commercial real estate and multi-family residential loans:
 
 
 
 
 
 
 
 
 
 
 
 
Construction and land development loans
 
 
176,945
 
6.0
 
 
 
156,636
 
5.7
 
Owner occupied loans
 
 
409,004
 
13.8
 
 
 
403,154
 
14.6
 
Nonowner occupied loans
 
 
417,790
 
14.1
 
 
 
394,458
 
14.3
 
Multifamily loans
 
 
93,075
 
3.1
 
 
 
71,811
 
2.6
 
Total commercial real estate and multi-family residential loans
 
 
1,096,814
 
36.9
 
 
 
1,026,059
 
37.1
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Agri-business and agricultural loans:
 
 
 
 
 
 
 
 
 
 
 
 
Loans secured by farmland
 
 
155,106
 
5.2
 
 
 
137,407
 
5.0
 
Loans for agricultural production
 
 
93,964
 
3.2
 
 
 
136,380
 
4.9
 
Total agri-business and agricultural loans
 
 
249,070
 
8.4
 
 
 
273,787
 
9.9
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Other commercial loans
 
 
82,976
 
2.8
 
 
 
75,715
 
2.7
 
Total commercial loans
 
 
2,600,176
 
87.5
 
 
 
2,410,934
 
87.3
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Consumer 1-4 family mortgage loans:
 
 
 
 
 
 
 
 
 
 
 
 
Closed end first mortgage loans
 
 
154,019
 
5.2
 
 
 
145,167
 
5.3
 
Open end and junior lien loans
 
 
160,485
 
5.4
 
 
 
150,220
 
5.4
 
Residential construction and land development loans
 
 
8,445
 
0.3
 
 
 
6,742
 
0.2
 
Total consumer 1-4 family mortgage loans
 
 
322,949
 
10.9
 
 
 
302,129
 
10.9
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Other consumer loans
 
 
49,169
 
1.7
 
 
 
49,541
 
1.8
 
Total consumer loans
 
 
372,118
 
12.5
 
 
 
351,670
 
12.7
 
Subtotal
 
 
2,972,294
 
100.0
%
 
 
2,762,604
 
100.0
%
Less: Allowance for loan losses
 
 
(44,694)
 
 
 
 
 
(46,262)
 
 
 
Net deferred loan fees
 
 
(14)
 
 
 
 
 
(284)
 
 
 
Loans, net
 
$
2,927,586
 
 
 
 
$
2,716,058