COMMITMENTS, OFF-BALANCE SHEET RISKS AND CONTINGENCIES (Tables)

12 Months Ended

Dec. 31, 2013

Commitments and Contingencies Disclosure [Abstract]

Schedule of Financial Instruments Commitments

These financial instruments include commitments to make loans and open-ended revolving lines of credit. Amounts as of the years ended December 31, 2013 and 2012, were as follows:

	2013				2012
	Fixed		Variable		Fixed		Variable
(dollars in thousands)	Rate		Rate		Rate		Rate
Commercial loan lines of credit	$	79,457	$	828,405	$	55,422	$	719,393
Commercial letters of credit		0		80		0		5,331
Standby letters of credit		0		33,575		0		32,409
Real estate mortgage loans		3,865		2,233		17,740		1,189
Real estate construction mortgage loans		927		1,821		391		2,715
Home equity mortgage open-ended revolving lines		0		139,555		0		136,234
Consumer loan open-ended revolving lines		0		5,013		0		4,607
Total	$	84,249	$	1,010,682	$	73,553	$	901,878

Schedule Of Rate Of Interest Percentage Financial Instruments

Interest rate ranges on commitments and open-ended revolving lines of credit for years ended December 31, 2013 and 2012, were as follows:

	2013						2012
	Fixed			Variable			Fixed			Variable
	Rate			Rate			Rate			Rate
Commercial loan		1.83-10.00	%		1.67-7.50	%		1.00-10.00	%		1.11-7.00	%
Real estate mortgage loan		3.375-4.75	%		3.375-4.875	%		2.625-3.88	%		2.875-5.75	%
Consumer loan open-ended revolving line		N/A			2.50-15.00	%		N/A			2.09-15.00	%