INCOME TAXES (Summary of Net Deferred Tax Asset And Liability) (Details) (USD $) In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012
Deferred tax assets:
Bad debts	$ 19,902	$ 21,810
Pension and deferred compensation liability	1,215	916
Non-qualified stock options	638	581
Nonaccrual loan interest	1,760	1,700
Long-term incentive plan	1,605	1,038
Other	32	302
Deferred Tax Assets, Gross	25,152	26,347
Deferred tax liabilities:
Accretion	152	147
Depreciation	3,336	3,075
Loan servicing rights	1,080	1,223
State taxes	963	1,229
Deferred loan fees	63	46
Intangible assets	1,925	2,005
FHLB stock dividends	88	92
REIT spillover dividend	1,178	1,219
Prepaid expenses	895	848
Deferred Tax Liabilities, Gross	9,680	9,884
Valuation allowance	0	0
Net deferred tax asset	$ 15,472	$ 16,463