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LOANS
6 Months Ended
Jun. 30, 2011
Notes to Financial Statements [Abstract]  
LOANS
NOTE 3. LOANS

 
June 30,
December 31,
 
2011
2010
Commercial and industrial loans:
           
  Working capital lines of credit loans
 $   360,813
   16.8
 %
 $   281,546
   13.5
 %
  Non-working capital loans
      371,001
   17.3
 
      384,138
   18.4
 
    Total commercial and industrial loans
      731,814
   34.1
 
      665,684
   31.8
 
             
Commercial real estate and multi-family residential loans:
           
  Construction and land development loans
      133,194
     6.2
 
      106,980
     5.1
 
  Owner occupied loans
      333,236
   15.5
 
      329,760
   15.8
 
  Nonowner occupied loans
      336,496
   15.7
 
      355,393
   17.0
 
  Multifamily loans
       22,557
     1.0
 
       24,158
     1.2
 
    Total commercial real estate and multi-family residential loans
      825,483
   38.4
 
      816,291
   39.0
 
             
Agri-business and agricultural loans:
           
  Loans secured by farmland
95,526
     4.4
 
111,961
     5.4
 
  Loans for agricultural production
103,052
     4.8
 
117,518
     5.6
 
    Total agri-business and agricultural loans
198,578
     9.2
 
229,479
   11.0
 
             
Other commercial loans
       53,702
     2.5
 
       38,778
     1.9
 
  Total commercial loans
   1,809,577
   84.2
 
   1,750,232
   83.7
 
             
Consumer 1-4 family mortgage loans:
           
  Closed end first mortgage loans
      107,471
     5.0
 
      103,118
     4.9
 
  Open end and junior lien loans
      178,274
     8.3
 
      182,325
     8.7
 
  Residential construction and land development loans
         3,273
     0.2
 
         4,140
     0.2
 
  Total consumer 1-4 family mortgage loans
      289,018
   13.5
 
      289,583
   13.8
 
             
Other consumer loans
       50,176
     2.3
 
       51,123
     2.4
 
  Total consumer loans
      339,194
   15.8
 
      340,706
   16.3
 
  Subtotal
   2,148,771
 100.0
 %
   2,090,938
 100.0
 %
Less:  Allowance for loan losses
      (51,260)
   
      (45,007)
   
           Net deferred loan fees
           (339)
   
           (979)
   
Loans, net
 $2,097,172
   
 $2,044,952