Certification

                         Pursuant to Section 906 of the
             Sarbanes-Oxley Act of 2002 (Subsections (a) and (b) of
            Section 1350, Chapter 63 of Title 18, United States Code)

      Pursuant to section 906 of the Sarbanes-Oxley Act of 2002 (subsections (a)
and (b) of section 1350, a chapter 63 of title 18, United States Code), each of
the undersigned officers of Investors Title Company, a North Carolina
corporation (the "Company"), does hereby certify that:

      The Annual Report on Form 10-K for the year ended December 31, 2002 (the
"Form 10-K") of the Company fully complies with the requirements of section
13(a) or 15(d) of the Securities Exchange Act of 1934 and information contained
in the Form 10-K fairly presents, in all material respects, the financial
condition and results of operations of the Company.

Dated:   March 26, 2003                        /s/ J. Allen Fine
                                               ------------------------
                                               J. Allen Fine
                                               Chief Executive Officer


Dated:   March 26, 2003                        /s/ James A. Fine, Jr.
                                               ------------------------
                                               James A. Fine, Jr.
                                               Chief Financial Officer