Consolidated Statements Of Income (USD $)	3 Months Ended		6 Months Ended
	Jun. 30, 2014	Jun. 30, 2013	Jun. 30, 2014	Jun. 30, 2013
Revenues:
Net premiums written	$ 29,849,853	$ 30,429,761	$ 54,759,105	$ 54,355,758
Investment income - interest and dividends	1,039,435	925,047	2,065,851	1,845,532
Net realized gain on investments	92,082	55,272	584,219	71,616
Other	2,240,183	2,283,320	4,266,452	4,268,767
Total Revenues	33,221,553	33,693,400	61,675,627	60,541,673
Operating Expenses:
Commissions to agents	18,346,381	17,608,789	33,802,659	31,098,220
Provision for claims	294,281	996,870	2,669,664	607,812
Salaries, employee benefits and payroll taxes	6,454,930	6,249,723	12,640,691	12,400,473
Office occupancy and operations	1,246,644	1,026,108	2,426,971	2,100,341
Business development	511,763	452,353	1,029,657	881,086
Filing fees, franchise and local taxes	225,343	188,950	414,943	369,520
Premium and retaliatory taxes	546,091	530,524	840,565	971,047
Professional and contract labor fees	666,909	535,207	1,354,967	1,110,544
Other	250,167	234,826	459,951	381,162
Total Operating Expenses	28,542,509	27,823,350	55,640,068	49,920,205
Income before Income Taxes	4,679,044	5,870,050	6,035,559	10,621,468
Provision for Income Taxes	1,281,000	1,846,000	1,652,000	3,211,000
Net Income	3,398,044	4,024,050	4,383,559	7,410,468
Net Income Attributable to Redeemable Noncontrolling Interest	(24,446)	(18,375)	(23,523)	(28,063)
Net Income Attributable to the Company	$ 3,373,598	$ 4,005,675	$ 4,360,036	$ 7,382,405
Basic Earnings per Common Share	$ 1.66	$ 1.94	$ 2.14	$ 3.59
Weighted Average Shares Outstanding – Basic	2,034,931	2,063,797	2,036,047	2,054,300
Diluted Earnings per Common Share	$ 1.65	$ 1.92	$ 2.14	$ 3.54
Weighted Average Shares Outstanding – Diluted	2,039,202	2,089,674	2,041,268	2,087,229
Cash Dividends Paid per Common Share	$ 0.08	$ 0.08	$ 0.16	$ 0.16