Schedule II - Condensed Balance Sheets (Details) (USD $)	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011	Dec. 31, 2010
Condensed Financial Statements, Captions [Line Items]
Cash and cash equivalents	$ 23,626,761	$ 20,810,018	$ 18,042,258	$ 8,117,031
Available-for-sale, fixed maturity	91,445,413	81,936,978
Available for sale securities, equity securities	36,144,065	28,510,933
Short-term investments	7,926,373	13,567,648
Other investments	7,247,831	6,763,100
Premiums and fees receivable	8,750,224	11,037,714
Current income taxes recoverable	366,772	0
Accrued interest and dividends	1,006,698	1,037,447
Property, net	4,325,538	3,603,323
Total Assets	188,305,816	171,918,276	157,958,463
Accounts payable and accrued liabilities	20,324,190	15,477,545
Deferred income taxes, net	4,013,983	893,156
Total liabilities	59,698,173	56,785,525
Preferred stock (1,000,000 authorized shares; no shares issued)	0	0
Common stock - no par value (10,000,000 authorized shares; 2,037,135 and 2,043,359 shares issued and outstanding 2013 and 2012, respectively, excluding 291,676 shares for 2013 and 2012 of common stock held by the Company’s subsidiary)	1	1
Retained earnings	116,714,749	105,820,459
Accumulated other comprehensive income	11,347,404	8,818,430	7,509,165	5,688,705
Total stockholders’ equity	128,062,154	114,638,890	106,512,184	103,928,815
Total Liabilities and Stockholders’ Equity	188,305,816	171,918,276
Parent Company
Condensed Financial Statements, Captions [Line Items]
Cash and cash equivalents	7,210,956	9,414,297	4,447,183	1,467,718
Available-for-sale, fixed maturity	19,202,320	12,176,628
Available for sale securities, equity securities	2,265,136	1,862,518
Short-term investments	2,213,496	4,904,089
Investments in affiliated companies	90,570,724	81,395,754
Other investments	737,378	734,848
Premiums and fees receivable	135,669	138,830
Other receivables	1,456,037	1,306,629
Current income taxes recoverable	3,230,977	1,584,604
Accrued interest and dividends	103,571	103,470
Property, net	2,504,969	2,623,380
Total Assets	129,631,233	116,245,047
Accounts payable and accrued liabilities	1,558,095	1,566,213
Deferred income taxes, net	10,984	39,944
Total liabilities	1,569,079	1,606,157
Preferred stock (1,000,000 authorized shares; no shares issued)	0	0
Common stock - no par value (10,000,000 authorized shares; 2,037,135 and 2,043,359 shares issued and outstanding 2013 and 2012, respectively, excluding 291,676 shares for 2013 and 2012 of common stock held by the Company’s subsidiary)	1	1
Retained earnings	116,714,749	105,820,459
Accumulated other comprehensive income	11,347,404	8,818,430
Total stockholders’ equity	128,062,154	114,638,890
Total Liabilities and Stockholders’ Equity	$ 129,631,233	$ 116,245,047