Investments in Securities and Fair Value Schedule of Fair Value Assets Measured on Recurring Basis (Details) (USD $)	Dec. 31, 2013		Dec. 31, 2012
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Short Term	$ 7,926,373		$ 13,567,648
Available for sale securities, equity securities	36,144,065		28,510,933
Available-for-sale, fixed maturity	91,445,413		81,936,978
Total	135,515,851		124,015,559
Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Short Term	7,926,373		13,567,648
Total	44,070,438		42,078,581
Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Short Term	0		0
Total	90,509,713		81,004,778
Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Short Term	0		0
Total	935,700		932,200
Common stock and nonredeemable preferred stock
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale securities, equity securities	36,144,065		28,510,933
Common stock and nonredeemable preferred stock | Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale securities, equity securities	36,144,065		28,510,933
Common stock and nonredeemable preferred stock | Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale securities, equity securities	0		0
Common stock and nonredeemable preferred stock | Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale securities, equity securities	0		0
Obligations of U.S. States, territories and political subdivisions
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale, fixed maturity	72,091,721	[1]	62,701,858	[1]
Obligations of U.S. States, territories and political subdivisions | Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale, fixed maturity	0	[1]	0	[1]
Obligations of U.S. States, territories and political subdivisions | Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale, fixed maturity	72,091,721	[1]	62,701,858	[1]
Obligations of U.S. States, territories and political subdivisions | Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale, fixed maturity	0	[1]	0	[1]
Corporate debt securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale, fixed maturity	19,353,692		19,235,120
Corporate debt securities | Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale, fixed maturity	0		0
Corporate debt securities | Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale, fixed maturity	18,417,992		18,302,920
Corporate debt securities | Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale, fixed maturity	$ 935,700		$ 932,200

[1] Denotes fair market value obtained from pricing services.