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Bank Loans (Tables)
12 Months Ended
Dec. 31, 2014
Bank Loans [Abstract]  
Schedule Of Balance And Associated Percentage Of Each Major Loan Category In Loan Portfolio

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

December 31, 2014

 

 

December 31, 2013

 

 

Balance

 

Percent

 

 

Balance

 

Percent

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Commercial and industrial

$

896,853 

 

 

42.4 

%

 

$

509,484 

 

 

34.8 

%

Consumer (1)

 

758,288 

 

 

35.8 

 

 

 

552,333 

 

 

37.7 

 

Residential real estate

 

432,646 

 

 

20.4 

 

 

 

372,789 

 

 

25.5 

 

Commercial real estate

 

15,902 

 

 

0.8 

 

 

 

12,284 

 

 

0.8 

 

Home equity lines of credit

 

12,945 

 

 

0.6 

 

 

 

16,327 

 

 

1.1 

 

Construction and land

 

 -

 

 

 -

 

 

 

490 

 

 

0.1 

 

 

 

2,116,634 

 

 

100.0 

%

 

 

1,463,707 

 

 

100.0 

%

Unamortized loan discount

 

(30,533)

 

 

 

 

 

 

(45,100)

 

 

 

 

Unamortized loan fees, net of origination costs

 

(1,631)

 

 

 

 

 

 

(1,920)

 

 

 

 

Loans in process

 

1,681 

 

 

 

 

 

 

334 

 

 

 

 

Allowance for loan losses

 

(20,731)

 

 

 

 

 

 

(12,668)

 

 

 

 

 

$

2,065,420 

 

 

 

 

 

$

1,404,353 

 

 

 

 

Includes securities-based loans of $732.8 million and $508.9 million at December 31, 2014 and 2013, respectively.

Changes In The Allowance For Loan Losses For The Periods Presented

 

 

 

 

 

 

 

 

 

 

Year Ended December 31,

 

2014

 

2013

 

2012

 

 

 

 

 

 

 

 

 

Allowance for loan losses, beginning of period

$

12,668 

 

$

8,145 

 

$

5,300 

Provision for loan losses

 

8,531 

 

 

8,842 

 

 

3,004 

Charge-offs:

 

 

 

 

 

 

 

 

Residential real estate

 

 -

 

 

(501)

 

 

(254)

Commercial and industrial

 

(510)

 

 

(3,864)

 

 

 -

Consumer

 

(16)

 

 

 -

 

 

 -

Other

 

(5)

 

 

(7)

 

 

 -

Total charge-offs

 

(531)

 

 

(4,372)

 

 

(254)

Recoveries

 

63 

 

 

53 

 

 

95 

Allowance for loan losses, end of period

$

20,731 

 

$

12,668 

 

$

8,145 

 

Schedule Of The Allowances For Loan Losses By Type

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

December 31, 2014

 

 

December 31, 2013

 

 

Balance

 

Percent (1)

 

 

Balance

 

Percent (1)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Commercial and industrial

$

16,609 

 

 

42.4 

%

 

$

9,538 

 

 

37.7 

%

Consumer

 

1,255 

 

 

35.8 

 

 

 

892 

 

 

34.8 

 

Residential real estate

 

787 

 

 

20.4 

 

 

 

408 

 

 

25.5 

 

Home equity lines of credit

 

267 

 

 

0.6 

 

 

 

174 

 

 

1.1 

 

Commercial real estate

 

232 

 

 

0.8 

 

 

 

198 

 

 

0.8 

 

Construction and land

 

 -

 

 

0.0 

 

 

 

12 

 

 

0.1 

 

Qualitative

 

1,581 

 

 

 -

 

 

 

1,446 

 

 

 -

 

 

$

20,731 

 

 

100.0 

%

 

$

12,668 

 

 

100.0 

%

 

 

 

 

 

 

 

 

 

 

 

 

 

 

(1) Loan category as a percentage of total loan portfolio.