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Regulatory Capital Requirements (Tables)
6 Months Ended
Jun. 30, 2025
Broker-Dealer, Net Capital Requirement, SEC Regulation [Abstract]  
Schedule Of Total Risk-Based, Tier 1 Risk-Based, And Tier 1 Leverage Ratios

The amounts and ratios for Stifel Financial Corp., Stifel Bank & Trust, and Stifel Bank as of June 30, 2025 are represented in the tables below (in thousands, except ratios).

 

 

Actual

 

 

For Capital
Adequacy Purposes

 

 

To Be Well Capitalized
Under Prompt Corrective
Action Provisions

 

Stifel Financial Corp.

 

Amount

 

 

Ratio

 

 

Amount

 

 

Ratio

 

 

Amount

 

 

Ratio

 

Common equity tier 1 capital

 

$

3,431,336

 

 

 

14.5

%

 

$

1,061,463

 

 

 

4.5

%

 

$

1,533,224

 

 

 

6.5

%

Tier 1 capital

 

 

4,116,336

 

 

 

17.5

%

 

 

1,415,284

 

 

 

6.0

%

 

 

1,887,046

 

 

 

8.0

%

Total capital

 

 

4,340,889

 

 

 

18.4

%

 

 

1,887,046

 

 

 

8.0

%

 

 

2,358,807

 

 

 

10.0

%

Tier 1 leverage

 

 

4,116,336

 

 

 

10.8

%

 

 

1,520,531

 

 

 

4.0

%

 

 

1,900,664

 

 

 

5.0

%

 

 

 

Actual

 

 

For Capital
Adequacy Purposes

 

 

To Be Well Capitalized
Under Prompt Corrective
Action Provisions

 

Stifel Bank & Trust

 

Amount

 

 

Ratio

 

 

Amount

 

 

Ratio

 

 

Amount

 

 

Ratio

 

Common equity tier 1 capital

 

$

1,337,013

 

 

 

11.5

%

 

$

523,994

 

 

 

4.5

%

 

$

756,880

 

 

 

6.5

%

Tier 1 capital

 

 

1,337,013

 

 

 

11.5

%

 

 

698,658

 

 

 

6.0

%

 

 

931,544

 

 

 

8.0

%

Total capital

 

 

1,454,352

 

 

 

12.5

%

 

 

931,544

 

 

 

8.0

%

 

 

1,164,430

 

 

 

10.0

%

Tier 1 leverage

 

 

1,337,013

 

 

 

7.0

%

 

 

760,447

 

 

 

4.0

%

 

 

950,559

 

 

 

5.0

%

 

 

 

Actual

 

 

For Capital
Adequacy Purposes

 

 

To Be Well Capitalized
Under Prompt Corrective
Action Provisions

 

Stifel Bank

 

Amount

 

 

Ratio

 

 

Amount

 

 

Ratio

 

 

Amount

 

 

Ratio

 

Common equity tier 1 capital

 

$

810,648

 

 

 

12.2

%

 

$

298,978

 

 

 

4.5

%

 

$

431,857

 

 

 

6.5

%

Tier 1 capital

 

 

810,648

 

 

 

12.2

%

 

 

398,638

 

 

 

6.0

%

 

 

531,517

 

 

 

8.0

%

Total capital

 

 

859,871

 

 

 

12.9

%

 

 

531,517

 

 

 

8.0

%

 

 

664,396

 

 

 

10.0

%

Tier 1 leverage

 

 

810,648

 

 

 

7.1

%

 

 

454,900

 

 

 

4.0

%

 

 

568,625

 

 

 

5.0

%

 

The amounts and ratios for Stifel Financial Corp., Stifel Bank & Trust, and Stifel Bank as of December 31, 2024, are represented in the tables below (in thousands, except ratios).

 

 

Actual

 

 

For Capital
Adequacy Purposes

 

 

To Be Well Capitalized
Under Prompt Corrective
Action Provisions

 

Stifel Financial Corp.

 

Amount

 

 

Ratio

 

 

Amount

 

 

Ratio

 

 

Amount

 

 

Ratio

 

Common equity tier 1 capital

 

$

3,645,786

 

 

 

15.4

%

 

$

1,068,371

 

 

 

4.5

%

 

$

1,543,202

 

 

 

6.5

%

Tier 1 capital

 

 

4,330,786

 

 

 

18.2

%

 

 

1,424,494

 

 

 

6.0

%

 

 

1,899,326

 

 

 

8.0

%

Total capital

 

 

4,556,023

 

 

 

19.2

%

 

 

1,899,326

 

 

 

8.0

%

 

 

2,374,157

 

 

 

10.0

%

Tier 1 leverage

 

 

4,330,786

 

 

 

11.4

%

 

 

1,522,940

 

 

 

4.0

%

 

 

1,903,675

 

 

 

5.0

%

 

 

 

Actual

 

 

For Capital
Adequacy Purposes

 

 

To Be Well Capitalized
Under Prompt Corrective
Action Provisions

 

Stifel Bank & Trust

 

Amount

 

 

Ratio

 

 

Amount

 

 

Ratio

 

 

Amount

 

 

Ratio

 

Common equity tier 1 capital

 

$

1,366,711

 

 

 

11.1

%

 

$

555,063

 

 

 

4.5

%

 

$

801,758

 

 

 

6.5

%

Tier 1 capital

 

 

1,366,711

 

 

 

11.1

%

 

 

740,084

 

 

 

6.0

%

 

 

986,778

 

 

 

8.0

%

Total capital

 

 

1,491,850

 

 

 

12.1

%

 

 

986,778

 

 

 

8.0

%

 

 

1,233,473

 

 

 

10.0

%

Tier 1 leverage

 

 

1,366,711

 

 

 

7.1

%

 

 

774,495

 

 

 

4.0

%

 

 

968,118

 

 

 

5.0

%

 

 

 

Actual

 

 

For Capital
Adequacy Purposes

 

 

To Be Well Capitalized
Under Prompt Corrective
Action Provisions

 

Stifel Bank

 

Amount

 

 

Ratio

 

 

Amount

 

 

Ratio

 

 

Amount

 

 

Ratio

 

Common equity tier 1 capital

 

$

768,652

 

 

 

13.0

%

 

$

266,427

 

 

 

4.5

%

 

$

384,839

 

 

 

6.5

%

Tier 1 capital

 

 

768,652

 

 

 

13.0

%

 

 

355,236

 

 

 

6.0

%

 

 

473,648

 

 

 

8.0

%

Total capital

 

 

812,857

 

 

 

13.7

%

 

 

473,648

 

 

 

8.0

%

 

 

592,060

 

 

 

10.0

%

Tier 1 leverage

 

 

768,652

 

 

 

7.1

%

 

 

433,925

 

 

 

4.0

%

 

 

542,407

 

 

 

5.0

%