Bank Loans (Tables)

6 Months Ended

Jun. 30, 2011

Bank Loans

Schedule of Balance and Associated Percentage of Each Major Loan Category in Loan Portfolio

	September 30, 2011						December 31, 2010
	Balance			Percent			Balance			Percent
Consumer (1)	$	364,288			63.7	%	$	266,806			68.2	%
Commercial and industrial		125,388			21.9			41,965			10.7
Residential real estate		53,185			9.3			49,550			12.7
Home equity lines of credit		25,386			4.4			30,966			7.9
Commercial real estate		3,306			0.6			1,637			0.4
Construction and land		514			0.1			524			0.1
		572,067			100.0	%		391,448			100.0	%
Unamortized loan origination costs, net of loan fees		66						392
Loans in process		(10)						233
Allowance for loan losses		(3,830	)					(2,331	)
	$	568,293					$	389,742

⁽¹⁾  Includes securities-based loans of $364.0 million and $266.1 million at September 30, 2011 and December 31, 2010, respectively.

Changes in the Allowance for Loan Losses

	Three Months Ended September 30,					Nine Months Ended  September 30,
	2011		2010			2011		2010
Allowance for loan losses, beginning of period	$	3,251	$	1,669		$	2,331	$	1,702
Provision for loan losses		559		(51)			1,465		216
Charge-offs:
Residential real estate		0		(66)			0		(215	)
Other		0		0			0		(2	)
Total charge-offs		0		(66	)		0		(217	)
Recoveries		20		4			34		122
Allowance for loan losses, end of period	$	3,830	$	1,823		$	3,830	$	1,823