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BANK DEPOSITS (Tables)
 3 Months Ended
Dec. 31, 2025
Deposits [Abstract]  
Summary of Bank Deposits The following table presents a summary of bank deposits, excluding affiliate deposits, as well as the weighted-average interest rates on such deposits. The calculation of the weighted-average rates was based on the actual deposit balances and rates at each respective period end.
December 31, 2025September 30, 2025
$ in millionsBalanceWeighted-average rateBalanceWeighted-average rate
Money market and savings accounts$35,714 1.31 %$33,881 1.60 %
Interest-bearing demand deposits21,797 3.44 %22,532 3.86 %
Certificates of deposit1,974 3.93 %1,937 4.21 %
Non-interest-bearing demand deposits667 — 547 — 
Total bank deposits$60,152 2.18 %$58,897 2.56 %
Bank Deposits by Insured and Uninsured
The following table details the amount of total bank deposits (which excluded affiliate deposits) that are FDIC-insured, as well as the amount that exceeded the FDIC insurance limit at each respective period end.
$ in millionsDecember 31, 2025September 30, 2025
FDIC-insured bank deposits$50,001 $49,117 
Bank deposits exceeding FDIC insurance limit (1) (2)
10,151 9,780 
Total bank deposits$60,152 $58,897 
FDIC-insured bank deposits as a % of total bank deposits83 %83 %

(1)Bank deposits that exceeded the FDIC insurance limit were calculated in accordance with applicable regulatory reporting requirements.
(2)Excluded affiliate deposits exceeding the FDIC insurance limit of $1.45 billion and $1.24 billion as of December 31, 2025 and September 30, 2025, respectively.
Schedule of Maturities of Certificates of Deposit that Exceeded FDIC Limit
The following table sets forth the amount of certificates of deposit that exceeded the FDIC insurance limit, categorized by the time remaining until maturity, as of December 31, 2025.
$ in millionsDecember 31, 2025
Three months or less
$60 
Over three through six months
44 
Over six through twelve months
34 
Over twelve months24 
Total certificates of deposit that exceeded the FDIC insurance limit (1)
$162 

(1)Total certificates of deposit that exceeded the FDIC insurance limit were calculated in accordance with applicable regulatory reporting requirements.
Maturities by Fiscal Year of Certificates of Deposit
The maturities by fiscal year of our certificates of deposit as of December 31, 2025 are presented in the following table.
$ in millions
Remainder of 2026$1,357 
2027400 
2028119 
202949 
203039 
Thereafter10 
Total certificates of deposit$1,974 
Interest Expense on Deposits
Interest expense on deposits, excluding interest expense related to affiliate deposits, is summarized in the following table.
Three months ended December 31,
$ in millions20252024
Money market and savings accounts$127 $164 
Interest-bearing demand deposits203 228 
Certificates of deposit20 28 
Total interest expense on deposits$350 $420