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BANK DEPOSITS (Tables)
 12 Months Ended
Sep. 30, 2025
Deposits [Abstract]  
Summary of Bank Deposits The following table presents a summary of bank deposits, excluding affiliate deposits, as well as the weighted-average interest rates on such deposits. The calculation of the weighted-average rates was based on the actual deposit balances and rates at each respective period end.
September 30,
 20252024
$ in millionsBalanceWeighted-average rate BalanceWeighted-average rate
Money market and savings accounts$33,881 1.60 %$32,304 2.18 %
Interest-bearing demand deposits
22,532 3.86 %20,570 4.56 %
Certificates of deposit
1,937 4.21 %2,612 4.70 %
Non-interest-bearing demand deposits
547 — 524 — 
Total bank deposits$58,897 2.56 %$56,010 3.18 %
Schedule of Bank Deposits by Insured and Uninsured
The following table details the amount of total bank deposits (which excluded affiliate deposits) that are FDIC-insured, as well as the amount that exceeded the FDIC insurance limit at each respective period end.
$ in millionsSeptember 30, 2025September 30, 2024
FDIC-insured bank deposits
$49,117 $48,964 
Bank deposits exceeding FDIC insurance limit (1) (2)
9,780 7,046 
Total bank deposits$58,897 $56,010 
FDIC-insured bank deposits as a % of total bank deposits
83 %87 %

(1)Bank deposits that exceeded the FDIC insurance limit were calculated in accordance with applicable regulatory reporting requirements.
(2)Excluded affiliate deposits exceeding the FDIC insurance limit of $1.24 billion and $1.05 billion as of September 30, 2025 and 2024, respectively.
Schedule of Certificates of Deposit by Time Remaining Until Maturity
The following table sets forth the amount of certificates of deposit that exceeded the FDIC insurance limit, categorized by the time remaining until maturity, as of September 30, 2025.
$ in millionsSeptember 30, 2025
Three months or less
$83 
Over three through six months
40 
Over six through twelve months
29 
Over twelve months19 
Total certificates of deposit that exceeded the FDIC insurance limit (1)
$171 
(1)Total certificates of deposit that exceeded the FDIC insurance limit were calculated in accordance with applicable regulatory reporting requirements.
Schedule of Maturities by Fiscal Year of Certificates of Deposit
The maturities by fiscal year of our certificates of deposit as of September 30, 2025 are presented in the following table.
Fiscal year ended September 30, $ in millions
2026$1,610 
2027192 
202870 
202935 
203030 
Total certificates of deposit$1,937 
Schedule of Interest Expense on Deposits
Interest expense on deposits, excluding interest expense related to affiliate deposits, is summarized in the following table.
 Year ended September 30,
$ in millions202520242023
Money market and savings accounts$586 $664 $527 
Interest-bearing demand deposits
871 993 469 
Certificates of deposit91 123 84 
Total interest expense on deposits$1,548 $1,780 $1,080