LEASES (Tables)

12 Months Ended

Sep. 30, 2024

Leases [Abstract]

Balances Related to Leases

The following table presents the balances related to our leases on our Consolidated Statements of Financial Condition. See Note 2 for a discussion of our accounting policies related to leases.

	September 30,
$ in millions	2024		2023
ROU lease assets (included in “Other assets”)	$	568	$	560
Lease liabilities (included in “Other payables”)	$	533	$	539

Schedule of Lease Costs

The weighted-average remaining lease term and discount rate for our leases is presented in the following table.

	September 30,
	2024		2023
Weighted-average remaining lease term	6.3 years		6.7 years
Weighted-average discount rate	4.87	%	4.68	%

The following table details the components of lease expense, which is included in “Occupancy and equipment” expense on our Consolidated Statements of Income and Comprehensive Income.

	Year ended September 30,
$ in millions	2024		2023		2022
Lease costs	$	142	$	133	$	118
Variable lease costs	$	37	$	31	$	28

Lease Maturities

The maturities by fiscal year of our lease liabilities as of September 30, 2024 are presented in the following table.

Fiscal year ended September 30,	$ in millions
2025	$	128
2026	115
2027	90
2028	78
2029	68
Thereafter	149
Gross lease payments	628
Less: interest	(95)
Present value of lease liabilities	$	533