REGULATORY CAPITAL REQUIREMENTS (Tables)

9 Months Ended

Jun. 30, 2023

Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]

Summary of Minimum Requirements Under Regulatory Framework

To meet requirements for capital adequacy or to be categorized as “well-capitalized,” RJF must maintain minimum Tier 1 leverage, Tier 1 capital, CET1, and Total capital amounts and ratios as set forth in the following table.


	Actual				Requirement for capital adequacy purposes				To be well-capitalized under regulatory provisions
$ in millions	Amount		Ratio		Amount		Ratio		Amount		Ratio
RJF as of June 30, 2023:
Tier 1 leverage	$	8,928	11.4	%	$	3,135	4.0	%	$	3,919	5.0	%
Tier 1 capital	$	8,928	20.6	%	$	2,607	6.0	%	$	3,476	8.0	%
CET1	$	8,852	20.4	%	$	1,955	4.5	%	$	2,824	6.5	%
Total capital	$	9,540	22.0	%	$	3,476	8.0	%	$	4,345	10.0	%

RJF as of September 30, 2022:
Tier 1 leverage	$	8,480	10.3	%	$	3,304	4.0	%	$	4,130	5.0	%
Tier 1 capital	$	8,480	19.2	%	$	2,651	6.0	%	$	3,534	8.0	%
CET1	$	8,380	19.0	%	$	1,988	4.5	%	$	2,871	6.5	%
Total capital	$	9,031	20.4	%	$	3,534	8.0	%	$	4,418	10.0	%

Bank

Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]

Summary of Minimum Requirements Under Regulatory Framework


	Actual				Requirement for capital adequacy purposes				To be well-capitalized under regulatory provisions
$ in millions	Amount		Ratio		Amount		Ratio		Amount		Ratio
Raymond James Bank as of June 30, 2023:
Tier 1 leverage	$	3,349	7.6	%	$	1,768	4.0	%	$	2,210	5.0	%
Tier 1 capital	$	3,349	13.6	%	$	1,476	6.0	%	$	1,967	8.0	%
CET1	$	3,349	13.6	%	$	1,107	4.5	%	$	1,599	6.5	%
Total capital	$	3,658	14.9	%	$	1,967	8.0	%	$	2,459	10.0	%

Raymond James Bank as of September 30, 2022:
Tier 1 leverage	$	2,998	7.1	%	$	1,695	4.0	%	$	2,119	5.0	%
Tier 1 capital	$	2,998	12.1	%	$	1,485	6.0	%	$	1,979	8.0	%
CET1	$	2,998	12.1	%	$	1,113	4.5	%	$	1,608	6.5	%
Total capital	$	3,308	13.4	%	$	1,979	8.0	%	$	2,474	10.0	%


	Actual				Requirement for capital adequacy purposes				To be well-capitalized under regulatory provisions
$ in millions	Amount		Ratio		Amount		Ratio		Amount		Ratio
TriState Capital Bank as of June 30, 2023:
Tier 1 leverage	$	1,243	7.2	%	$	695	4.0	%	$	868	5.0	%
Tier 1 capital	$	1,243	14.7	%	$	507	6.0	%	$	676	8.0	%
CET1	$	1,243	14.7	%	$	380	4.5	%	$	549	6.5	%
Total capital	$	1,283	15.2	%	$	676	8.0	%	$	845	10.0	%

TriState Capital Bank as of September 30, 2022:
Tier 1 leverage	$	1,093	7.3	%	$	601	4.0	%	$	752	5.0	%
Tier 1 capital	$	1,093	14.1	%	$	463	6.0	%	$	618	8.0	%
CET1	$	1,093	14.1	%	$	348	4.5	%	$	502	6.5	%
Total capital	$	1,122	14.5	%	$	618	8.0	%	$	772	10.0	%

Raymond James & Associates Inc

Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]

Net Capital and Risk Adjusted Capital Positions of Certain Businesses and Subsidiaries

The following table presents the net capital position of RJ&A.


$ in millions	June 30, 2023			September 30, 2022
Raymond James & Associates, Inc.:
(Alternative Method elected)
Net capital as a percent of aggregate debit items	43.4		%	40.9		%
Net capital	$	1,065		$	1,152
Less: required net capital	(49)			(56)
Excess net capital	$	1,016		$	1,096