REGULATORY CAPITAL REQUIREMENTS (Tables)

9 Months Ended

Jun. 30, 2022

Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]

Summary of Minimum Requirements Under Regulatory Framework

To meet requirements for capital adequacy or to be categorized as “well-capitalized,” RJF must maintain minimum Tier 1 leverage, CET1, Tier 1 capital, and Total capital amounts and ratios as set forth in the following table.


	Actual				Requirement for capital adequacy purposes				To be well-capitalized under regulatory provisions
$ in millions	Amount		Ratio		Amount		Ratio		Amount		Ratio
RJF as of June 30, 2022:
Tier 1 leverage	$	8,228	10.8	%	$	3,042	4.0	%	$	3,803	5.0	%
Tier 1 capital	$	8,228	20.0	%	$	2,473	6.0	%	$	3,297	8.0	%
CET1	$	8,228	20.0	%	$	1,855	4.5	%	$	2,679	6.5	%
Total capital	$	8,868	21.5	%	$	3,297	8.0	%	$	4,121	10.0	%

RJF as of September 30, 2021:
Tier 1 leverage	$	7,428	12.6	%	$	2,363	4.0	%	$	2,954	5.0	%
Tier 1 capital	$	7,428	25.0	%	$	1,783	6.0	%	$	2,377	8.0	%
CET1	$	7,428	25.0	%	$	1,337	4.5	%	$	1,932	6.5	%
Total capital	$	7,780	26.2	%	$	2,377	8.0	%	$	2,972	10.0	%

Bank

Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]

Summary of Minimum Requirements Under Regulatory Framework

To meet the requirements for capital adequacy or to be categorized as “well-capitalized,” Raymond James Bank and TriState Capital Bank must maintain CET1, Tier 1 capital, Total capital and Tier 1 leverage amounts and ratios as set forth in the following tables.


	Actual				Requirement for capital adequacy purposes				To be well-capitalized under regulatory provisions
$ in millions	Amount		Ratio		Amount		Ratio		Amount		Ratio
Raymond James Bank as of June 30, 2022:
Tier 1 leverage	$	2,853	7.1	%	$	1,617	4.0	%	$	2,022	5.0	%
Tier 1 capital	$	2,853	12.2	%	$	1,408	6.0	%	$	1,877	8.0	%
CET1	$	2,853	12.2	%	$	1,056	4.5	%	$	1,525	6.5	%
Total capital	$	3,147	13.4	%	$	1,877	8.0	%	$	2,346	10.0	%

Raymond James Bank as of September 30, 2021:
Tier 1 leverage	$	2,626	7.4	%	$	1,411	4.0	%	$	1,763	5.0	%
Tier 1 capital	$	2,626	13.4	%	$	1,177	6.0	%	$	1,569	8.0	%
CET1	$	2,626	13.4	%	$	883	4.5	%	$	1,275	6.5	%
Total capital	$	2,873	14.6	%	$	1,569	8.0	%	$	1,962	10.0	%

On June 1, 2022, we completed our acquisition of TriState Capital, including TriState Capital Bank. See Note 3 for additional information on this acquisition.


	Actual				Requirement for capital adequacy purposes				To be well-capitalized under regulatory provisions
$ in millions	Amount		Ratio		Amount		Ratio		Amount		Ratio
TriState Capital Bank as of June 30, 2022:
Tier 1 leverage	$	1,019	7.3	%	$	562	4.0	%	$	703	5.0	%
Tier 1 capital	$	1,019	13.7	%	$	446	6.0	%	$	594	8.0	%
CET1	$	1,019	13.7	%	$	334	4.5	%	$	483	6.5	%
Total capital	$	1,047	14.1	%	$	594	8.0	%	$	743	10.0	%

Raymond James & Associates Inc

Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]

Net Capital and Risk Adjusted Capital Positions of Certain Businesses and Subsidiaries

The following table presents the net capital position of RJ&A.


$ in millions	June 30, 2022			September 30, 2021
Raymond James & Associates, Inc.:
(Alternative Method elected)
Net capital as a percent of aggregate debit items	42.7		%	72.1		%
Net capital	$	1,213		$	2,035
Less: required net capital	(57)			(56)
Excess net capital	$	1,156		$	1,979