REGULATORY CAPITAL REQUIREMENTS (Tables)

6 Months Ended

Mar. 31, 2022

Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]

Summary of Minimum Requirements Under Regulatory Framework

To meet requirements for capital adequacy or to be categorized as “well-capitalized,” RJF must maintain minimum CET1, Tier 1 capital, Total capital and Tier 1 leverage amounts and ratios as set forth in the following table.


	Actual				Requirement for capital adequacy purposes				To be well-capitalized under regulatory provisions
$ in millions	Amount		Ratio		Amount		Ratio		Amount		Ratio
RJF as of March 31, 2022:
CET1	$	7,921	23.9	%	$	1,492	4.5	%	$	2,155	6.5	%
Tier 1 capital	$	7,921	23.9	%	$	1,989	6.0	%	$	2,652	8.0	%
Total capital	$	8,297	25.0	%	$	2,652	8.0	%	$	3,315	10.0	%
Tier 1 leverage	$	7,921	11.1	%	$	2,854	4.0	%	$	3,567	5.0	%

RJF as of September 30, 2021:
CET1	$	7,428	25.0	%	$	1,337	4.5	%	$	1,932	6.5	%
Tier 1 capital	$	7,428	25.0	%	$	1,783	6.0	%	$	2,377	8.0	%
Total capital	$	7,780	26.2	%	$	2,377	8.0	%	$	2,972	10.0	%
Tier 1 leverage	$	7,428	12.6	%	$	2,363	4.0	%	$	2,954	5.0	%

RJ Bank

Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]

Summary of Minimum Requirements Under Regulatory Framework

To meet the requirements for capital adequacy or to be categorized as “well-capitalized,” Raymond James Bank must maintain CET1, Tier 1 capital, Total capital and Tier 1 leverage amounts and ratios as set forth in the following table.


	Actual				Requirement for capital adequacy purposes				To be well-capitalized under regulatory provisions
$ in millions	Amount		Ratio		Amount		Ratio		Amount		Ratio
Raymond James Bank as of March 31, 2022:
CET1	$	2,752	12.6	%	$	981	4.5	%	$	1,417	6.5	%
Tier 1 capital	$	2,752	12.6	%	$	1,308	6.0	%	$	1,745	8.0	%
Total capital	$	3,025	13.9	%	$	1,745	8.0	%	$	2,181	10.0	%
Tier 1 leverage	$	2,752	7.2	%	$	1,524	4.0	%	$	1,905	5.0	%

Raymond James Bank as of September 30, 2021:
CET1	$	2,626	13.4	%	$	883	4.5	%	$	1,275	6.5	%
Tier 1 capital	$	2,626	13.4	%	$	1,177	6.0	%	$	1,569	8.0	%
Total capital	$	2,873	14.6	%	$	1,569	8.0	%	$	1,962	10.0	%
Tier 1 leverage	$	2,626	7.4	%	$	1,411	4.0	%	$	1,763	5.0	%

Raymond James & Associates Inc

Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]

Net Capital and Risk Adjusted Capital Positions of Certain Businesses and Subsidiaries

The following table presents the net capital position of RJ&A.


$ in millions	March 31, 2022			September 30, 2021
Raymond James & Associates, Inc.:
(Alternative Method elected)
Net capital as a percent of aggregate debit items	42.9		%	72.1		%
Net capital	$	1,271		$	2,035
Less: required net capital	(59)			(56)
Excess net capital	$	1,212		$	1,979