XML 73 R55.htm IDEA: XBRL DOCUMENT v3.20.2
REGULATORY CAPITAL REQUIREMENTS (Tables)
12 Months Ended
Sep. 30, 2020
Raymond James Financial Inc  
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]  
Summary of Minimum Requirements Under Regulatory Framework
To meet requirements for capital adequacy purposes or to be categorized as “well-capitalized,” RJF must maintain minimum CET1, Tier 1 capital, Total capital and Tier 1 leverage amounts and ratios as set forth in the following table.
 ActualRequirement for capital
adequacy purposes
To be well-capitalized under regulatory provisions
$ in millionsAmountRatioAmountRatioAmountRatio
RJF as of September 30, 2020:
CET1$6,490 24.2 %$1,208 4.5 %$1,744 6.5 %
Tier 1 capital$6,490 24.2 %$1,610 6.0 %$2,147 8.0 %
Total capital$6,804 25.4 %$2,147 8.0 %$2,684 10.0 %
Tier 1 leverage$6,490 14.2 %$1,824 4.0 %$2,280 5.0 %
RJF as of September 30, 2019:      
CET1$5,971 24.8 %$1,085 4.5 %$1,567 6.5 %
Tier 1 capital$5,971 24.8 %$1,446 6.0 %$1,928 8.0 %
Total capital$6,207 25.8 %$1,928 8.0 %$2,410 10.0 %
Tier 1 leverage$5,971 15.7 %$1,525 4.0 %$1,906 5.0 %
RJ Bank  
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]  
Summary of Minimum Requirements Under Regulatory Framework
To meet the requirements for capital adequacy or to be categorized as “well-capitalized,” RJ Bank must maintain CET1, Tier 1 capital, Total capital and Tier 1 leverage amounts and ratios as set forth in the following table.
 ActualRequirement for capital
adequacy purposes
To be well-capitalized under regulatory provisions
$ in millionsAmountRatioAmountRatioAmountRatio
RJ Bank as of September 30, 2020:      
CET1$2,279 13.0 %$788 4.5 %$1,138 6.5 %
Tier 1 capital$2,279 13.0 %$1,051 6.0 %$1,401 8.0 %
Total capital$2,500 14.3 %$1,401 8.0 %$1,751 10.0 %
Tier 1 leverage$2,279 7.7 %$1,183 4.0 %$1,479 5.0 %
RJ Bank as of September 30, 2019:      
CET1$2,246 13.2 %$764 4.5 %$1,103 6.5 %
Tier 1 capital$2,246 13.2 %$1,018 6.0 %$1,358 8.0 %
Total capital$2,458 14.5 %$1,358 8.0 %$1,697 10.0 %
Tier 1 leverage$2,246 8.8 %$1,021 4.0 %$1,276 5.0 %
Raymond James and Associates Inc  
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]  
Net Capital and Risk Adjusted Capital Positions of Certain Businesses and Subsidiaries The following table presents the net capital position of RJ&A.
September 30,
$ in millions20202019
Raymond James & Associates, Inc.:
  
(Alternative Method elected)
  
Net capital as a percent of aggregate debit items
48.0 %39.7 %
Net capital
$1,245 $1,056 
Less: required net capital
(52)(53)
Excess net capital
$1,193 $1,003