REGULATORY CAPITAL REQUIREMENTS (Tables)

9 Months Ended

Jun. 30, 2020

Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]

Summary of Minimum Requirements Under Regulatory Framework

To meet requirements for capital adequacy purposes or to be categorized as “well-capitalized,” RJF must maintain minimum CET1, Tier 1 capital, Total capital and Tier 1 leverage amounts and ratios as set forth in the following table.


	Actual						Requirement for capital adequacy purposes						To be well-capitalized under regulatory provisions
$ in millions	Amount		Ratio		Amount		Ratio		Amount		Ratio
RJF as of June 30, 2020:
CET1	$	6,351	24.8	%	$	1,152	4.5	%	$	1,664	6.5	%
Tier 1 capital	$	6,351	24.8	%	$	1,536	6.0	%	$	2,047	8.0	%
Total capital	$	6,661	26.0	%	$	2,047	8.0	%	$	2,559	10.0	%
Tier 1 leverage	$	6,351	14.5	%	$	1,749	4.0	%	$	2,187	5.0	%

RJF as of September 30, 2019:
CET1	$	5,971	24.8	%	$	1,085	4.5	%	$	1,567	6.5	%
Tier 1 capital	$	5,971	24.8	%	$	1,446	6.0	%	$	1,928	8.0	%
Total capital	$	6,207	25.8	%	$	1,928	8.0	%	$	2,410	10.0	%
Tier 1 leverage	$	5,971	15.7	%	$	1,525	4.0	%	$	1,906	5.0	%

RJ Bank

Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]

Summary of Minimum Requirements Under Regulatory Framework

To meet the requirements for capital adequacy or to be categorized as “well-capitalized,” RJ Bank must maintain CET1, Tier 1 capital, Total capital and Tier 1 leverage amounts and ratios as set forth in the following table.


	Actual						Requirement for capital adequacy purposes						To be well-capitalized under regulatory provisions
$ in millions	Amount		Ratio		Amount		Ratio		Amount		Ratio
RJ Bank as of June 30, 2020:
CET1	$	2,247	12.8	%	$	790	4.5	%	$	1,141	6.5	%
Tier 1 capital	$	2,247	12.8	%	$	1,053	6.0	%	$	1,404	8.0	%
Total capital	$	2,468	14.1	%	$	1,404	8.0	%	$	1,755	10.0	%
Tier 1 leverage	$	2,247	7.6	%	$	1,187	4.0	%	$	1,484	5.0	%

RJ Bank as of September 30, 2019:
CET1	$	2,246	13.2	%	$	764	4.5	%	$	1,103	6.5	%
Tier 1 capital	$	2,246	13.2	%	$	1,018	6.0	%	$	1,358	8.0	%
Total capital	$	2,458	14.5	%	$	1,358	8.0	%	$	1,697	10.0	%
Tier 1 leverage	$	2,246	8.8	%	$	1,021	4.0	%	$	1,276	5.0	%

Raymond James & Associates Inc

Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]

Net Capital and Risk Adjusted Capital Positions of Certain Businesses and Subsidiaries

The following table presents the net capital position of RJ&A.


$ in millions	June 30, 2020			September 30, 2019
Raymond James & Associates, Inc.:
(Alternative Method elected)
Net capital as a percent of aggregate debit items	46.1		%	39.7		%
Net capital	$	1,183		$	1,056
Less: required net capital	(51)			(53)
Excess net capital	$	1,132		$	1,003