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REGULATIONS AND CAPITAL REQUIREMENTS (Tables)
6 Months Ended
Mar. 31, 2015
Raymond James Financial Inc  
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]  
Summary of Minimum Requirements Under Regulatory Framework
To meet requirements for capital adequacy purposes or to be categorized as “well capitalized,” RJF must maintain minimum Common equity tier 1, Tier 1 risk-based, Total risk-based, and Tier 1 leverage amounts and ratios as set forth in the table below.

 
Actual
 
Requirement for capital
adequacy purposes
 
To be well capitalized under prompt
corrective action
provisions
 
Amount
 
Ratio
 
Amount
 
Ratio
 
Amount
 
Ratio
 
($ in thousands)
RJF as of March 31, 2015:
 
 
 
 
 
 
 
 
 
 
 
(computed in accordance with Basel III)
 
 
 
 
 
 
 
 
 
 
 
Common equity tier 1 capital
$
3,912,863

 
19.2
%
 
$
916,946

 
4.5
%
 
$
1,324,477

 
6.5
%
Tier 1 capital
3,912,863

 
19.2
%
 
1,222,595

 
6.0
%
 
1,630,126

 
8.0
%
Total capital
4,093,835

 
20.1
%
 
1,630,126

 
8.0
%
 
2,037,658

 
10.0
%
Tier 1 leverage
3,912,863

 
16.2
%
 
966,350

 
4.0
%
 
1,207,937

 
5.0
%
 
 
 
 
 
 
 
 
 
 
 
 
RJF as of September 30, 2014:
 
 
 
 
 
 
 
 
 
 
 
(computed in accordance with Basel 2.5)
 
 
 
 
 
 
 
 
 
 
 
Tier 1 capital
$
3,775,385

 
19.7
%
 
$
765,589

 
4.0
%
 
$
1,148,384

 
6.0
%
Total capital
3,940,516

 
20.6
%
 
1,531,178

 
8.0
%
 
1,913,973

 
10.0
%
Tier 1 leverage
3,775,385

 
16.4
%
 
919,546

 
4.0
%
 
1,149,433

 
5.0
%
RJ Bank  
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]  
Summary of Minimum Requirements Under Regulatory Framework
To meet the requirements for capital adequacy or to be categorized as “well capitalized,” RJ Bank must maintain minimum Common equity Tier 1, tier 1 risk-based, Total risk-based, and Tier 1 leverage amounts and ratios as set forth in the table below.
 
Actual
 
Requirement for capital
adequacy purposes
 
To be well capitalized under prompt
corrective action
provisions
 
Amount
 
Ratio
 
Amount
 
Ratio
 
Amount
 
Ratio
 
($ in thousands)
RJ Bank as of March 31, 2015:
 
 
 
 
 
 
 
 
 
 
 
(computed in accordance with Basel III)
 
 
 
 
 
 
 
 
 
 
 
Common equity tier I capital
$
1,437,093

 
11.5
%
 
$
561,822

 
4.5
%
 
$
811,520

 
6.5
%
Tier 1 capital
1,437,093

 
11.5
%
 
749,096

 
6.0
%
 
998,794

 
8.0
%
Total capital
1,593,572

 
12.8
%
 
998,794

 
8.0
%
 
1,248,493

 
10.0
%
Tier 1 leverage
1,437,093

 
10.8
%
 
530,077

 
4.0
%
 
662,596

 
5.0
%
 
 
 
 
 
 
 
 
 
 
 
 
RJ Bank as of September 30, 2014:
 

 
 

 
 

 
 

 
 

 
 

(computed in accordance with Basel I)
 
 
 
 
 
 
 
 
 
 
 
Tier 1 capital
$
1,314,374

 
11.2
%
 
$
467,926

 
4.0
%
 
$
701,889

 
6.0
%
Total capital
1,460,895

 
12.5
%
 
935,852

 
8.0
%
 
1,169,815

 
10.0
%
Tier 1 leverage
1,314,374

 
10.7
%
 
492,186

 
4.0
%
 
615,232

 
5.0
%
Raymond James & Associates Inc  
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]  
Net Capital and Risk Adjusted Capital Positions of Certain Businesses and Subsidiaries
The net capital position of our wholly owned broker-dealer subsidiary RJ&A is as follows:
 
As of
 
March 31, 2015
 
September 30, 2014
 
($ in thousands)
Raymond James & Associates, Inc.:
 
 
 
(Alternative Method elected)
 
 
 
Net capital as a percent of aggregate debit items
24.99
%
 
24.14
%
Net capital
$
440,542

 
$
442,866

Less: required net capital
(35,251
)
 
(36,694
)
Excess net capital
$
405,291

 
$
406,172

Raymond James Financial Services Inc  
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]  
Net Capital and Risk Adjusted Capital Positions of Certain Businesses and Subsidiaries
The net capital position of our wholly owned broker-dealer subsidiary RJFS is as follows:
 
As of
 
March 31, 2015
 
September 30, 2014
 
(in thousands)
Raymond James Financial Services, Inc.:
 
 
 
(Alternative Method elected)
 
 
 
Net capital
$
19,363

 
$
23,748

Less: required net capital
(250
)
 
(250
)
Excess net capital
$
19,113

 
$
23,498

Raymond James Ltd  
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]  
Net Capital and Risk Adjusted Capital Positions of Certain Businesses and Subsidiaries
The risk adjusted capital of RJ Ltd. is as follows (in Canadian dollars):
 
As of
 
March 31, 2015
 
September 30, 2014
 
(in thousands)
Raymond James Ltd.:
 
 
 
Risk adjusted capital before minimum
$
112,192

 
$
107,645

Less: required minimum capital
(250
)
 
(250
)
Risk adjusted capital
$
111,942

 
$
107,395