OTHER REAL ESTATE OWNED (Tables)

12 Months Ended

Dec. 31, 2017

OTHER REAL ESTATE OWNED

Schedule of activity in other real estate owned

	2017		2016		2015
Beginning Balance	$	1,875	$	1,959	$	2,688
Transfer to other real estate owned		2,917		1,965		1,475
Sale — Out of other real estate owned		(2,797)		(3,607)		(2,166)
Acquisition		227		1,668		—
Write-down		(96)		(110)		(38)
Ending Balance	$	2,126	$	1,875	$	1,959

Schedule of activity in the valuation account for other real estate

	2017		2016		2015
Beginning Balance —	$	(236)	$	(217)	$	(448)
Impairments during year		(96)		(110)		(38)
Recovery on impairments		—		—		—
Reductions		84		91		269
Ending Balance —	$	(248)	$	(236)	$	(217)

Schedule of net loss on OREO activity which is included in non-interest income and expenses related to foreclosed assets

	2017		2016		2015
Write-downs	$	96	$	110	$	38
Gain on sales		(358)		(378)		(106)
Net gain	$	(262)	$	(268)	$	(68)
Operating expenses	$	162	$	154	$	203