MORTGAGE BANKING AND LOAN SERVICING (Tables)

12 Months Ended

Dec. 31, 2016

MORTGAGE BANKING AND LOAN SERVICING

Schedule of net revenues from mortgage banking activity

	Years Ended December 31
	2016		2015		2014
Gain from sale of mortgage loans and interest rate locks	$	7,264	$	5,528	$	4,730
Mortgage loan servicing revenue (expense):
Mortgage loan servicing revenue		4,290		3,940		3,053
Amortization of mortgage servicing rights		(1,510)		(1,313)		(1,004)
Mortgage servicing rights valuation adjustments		—		200		(25)
Net servicing revenue		2,780		2,827		2,024
Net revenue from mortgage banking activity	$	10,044	$	8,355	$	6,754

Schedule of fair value of mortgage servicing assets and valuation allowance

	2016		2015		2014
Mortgage servicing assets
Balances, January 1	$	6,120	$	5,708	$	5,155
Servicing assets capitalized		1,636		1,525		988
Servicing rights acquired		1,164		—		594
Amortization of servicing assets		(1,510)		(1,313)		(1,004)
Change in valuation allowance		—		200		(25)
Balance, December 31	$	7,410	$	6,120	$	5,708
Valuation allowance:
Balances, January 1	$	200	$	400	$	375
Additions expensed		175		25		75
Reductions credited to operations		(175)		(225)		(50)
Balance, December 31	$	200	$	200	$	400