REGULATORY CAPITAL (Tables)

6 Months Ended

Jun. 30, 2016

REGULATORY CAPITAL

Schedule of actual and required capital amounts and ratios

					Required for				To Be
	Actual				Adequate Capital				Well Capitalized
June 30, 2016	Amount		Ratio		Amount		Ratio		Amount		Ratio
MainSource Financial Group
Total capital (to risk-weighted assets)	$	389,211	14.5	%	$	214,229	8.0	%		N/A	N/A
Tier 1 capital (to risk-weighted assets)		367,727	13.7			160,672	6.0			N/A	N/A
Common equity Tier 1 capital (to risk-weighted assets)		326,853	12.2			120,504	4.5			N/A	N/A
Tier 1 capital (to average assets)		367,727	10.3			142,744	4.0			N/A	N/A
MainSource Bank
Total capital (to risk-weighted assets)		390,722	14.6	%		214,228	8.0	%		267,784	10.0	%
Tier 1 capital (to risk-weighted assets)		369,238	13.8			160,671	6.0			214,228	8.0
Common equity Tier 1 capital (to risk-weighted assets)		369,238	13.8			120,503	4.5			174,060	6.5
Tier 1 capital (to average assets)		369,238	10.4			142,454	4.0			178,067	5.0

					Required for				To Be
	Actual				Adequate Capital				Well Capitalized
December 31, 2015	Amount		Ratio		Amount		Ratio		Amount		Ratio
MainSource Financial Group
Total capital (to risk-weighted assets)	$	356,210	15.5	%	$	184,170	8.0	%		N/A	N/A
Tier 1 capital (to risk-weighted assets)		334,190	14.5			138,127	6.0			N/A	N/A
Common equity Tier 1 capital (to risk-weighted assets)		293,316	12.7			103,595	4.5			N/A	N/A
Tier 1 capital (to average assets)		334,190	10.2			130,845	4.0			N/A	N/A
MainSource Bank
Total capital (to risk-weighted assets)	$	334,266	14.5	%		184,168	8.0	%		230,211	10.0	%
Tier 1 capital (to risk-weighted assets)		312,246	13.6			138,126	6.0			184,168	8.0
Common equity Tier 1 capital (to risk-weighted assets)		312,246	13.6			103,595	4.5			149,637	6.5
Tier 1 capital (to average assets)		312,246	9.6			130,555	4.0			163,194	5.0