XML 68 R52.htm IDEA: XBRL DOCUMENT v3.3.1.900
REGULATORY MATTERS (Tables)
12 Months Ended
Dec. 31, 2015
REGULATORY CAPITAL  
Schedule of actual and required capital amounts and ratios

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Required for

 

To Be

 

 

 

Actual

 

Adequate Capital

 

Well Capitalized

 

December 31, 2015

    

Amount

    

Ratio

    

Amount

    

Ratio

    

Amount

    

Ratio

 

MainSource Financial Group

    

 

    

    

    

    

 

    

    

    

    

 

    

    

    

 

Total capital (to risk-weighted assets)

 

$

356,210

 

15.5

%  

$

184,170

 

8.0

%  

 

N/A

 

N/A

 

Tier 1 capital (to risk-weighted assets)

 

 

334,190

 

14.5

 

 

138,127

 

6.0

 

 

N/A

 

N/A

 

Common equity Tier 1 capital (to risk-weighted assets)

 

 

293,316

 

12.7

 

 

103,595

 

4.5

 

 

N/A

 

N/A

 

Tier 1 capital (to average assets)

 

 

334,190

 

10.2

 

 

130,845

 

4.0

 

 

N/A

 

N/A

 

MainSource Bank

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Total capital (to risk-weighted assets)

 

 

334,266

 

14.5

%  

 

184,168

 

8.0

%  

 

230,211

 

10.0

%

Tier 1 capital (to risk-weighted assets)

 

 

312,246

 

13.6

 

 

138,126

 

6.0

 

 

184,168

 

8.0

 

Common equity Tier 1 capital (to risk-weighted assets)

 

 

312,246

 

13.6

 

 

103,595

 

4.5

 

 

149,637

 

6.5

 

Tier 1 capital (to average assets)

 

 

312,246

 

9.6

 

 

130,555

 

4.0

 

 

163,194

 

5.0

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Required for

 

To Be

 

 

 

Actual

 

Adequate Capital

 

Well Capitalized

 

December 31, 2014

    

Amount

    

Ratio

    

Amount

    

Ratio

    

Amount

    

Ratio

 

MainSource Financial Group

    

 

    

    

    

    

 

    

    

    

    

 

    

    

    

 

Total capital (to risk-weighted assets)

 

$

332,726

 

16.0

%  

$

165,975

 

8.0

%  

 

N/A

 

N/A

 

Tier 1 capital (to risk-weighted assets)

 

 

309,476

 

14.9

 

 

82,988

 

4.0

 

 

N/A

 

N/A

 

Tier 1 capital (to average assets)

 

 

309,476

 

10.2

 

 

121,014

 

4.0

 

 

N/A

 

N/A

 

MainSource Bank

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Total capital (to risk-weighted assets)

 

$

321,005

 

15.6

%  

 

164,648

 

8.0

%  

 

205,810

 

10.0

%

Tier 1 capital (to risk-weighted assets)

 

 

297,755

 

14.5

 

 

82,324

 

4.0

 

 

123,486

 

6.0

 

Tier 1 capital (to average assets)

 

 

297,755

 

9.9

 

 

119,880

 

4.0

 

 

149,850

 

5.0